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407 Fox Sedge Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 407 Fox Sedge Ct, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,880 sqft · built 2019
Lot Size0.169 acres (7,362 sqft)
Owner2 Individual Names on File
Last Sale$298,739 (Apr 2019)
Tax Bill$4,348 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT190300127

Property Details

APN / Parcel Number

Primary APNT190300127
Alternative APN
  • 2-0042-C700-00-102B.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,880 sqft Living Area
Basement Area1,880 sqft

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick/Stone
Lot Area7,362 sqft (0.169 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberT190300127
Street Address407 FOX SEDGE CT
CityO FALLON
StateMO
Zip63366-1654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOBBLESTONE CROSSING #2 LOT 102B
Legal Range03E
Legal Township47N
Legal SubdivisionCOBBLESTONE CROSSING #2
Legal Lot Number102B
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2010
Census Tract311801

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address407 FOX SEDGE CT, O FALLON, MO 63366-1654
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE FIRST MORTGAGE INC
Apr 26, 2019Grant Deed, Subdivision Related Transfer · FHA Mortgage
CORNERSTONE MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 26, 2019 · Amount on Record
Deed SaleApr 26, 2019 · Amount on Record
Deed Document Number0070641589
Deed Book / Page7064 / 1589
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address407 FOX SEDGE CT, O FALLON, MO 63366-1654
Transaction TypeMortgage
Record UpdatedOct 28, 2021
Title CompanyATG

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 FOX SEDGE CT, O FALLON, MO 63366-1654

Mortgage

Document Number2021R017108
DateFeb 26, 2021
Instrument2021R-017108
Lender
NameCORNERSTONE FIRST MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

April 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateApr 26, 2019
Property Address407 FOX SEDGE CT, O FALLON, MO 63366-1654
Document Number0070641589
Book / Page007064 / 001589
Instrument DateApr 24, 2019
Instrument192020
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 23, 2019
Title CompanyLTITLE PARTNERS AGENCY LLC, LTITLE PARTNERS AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address407 FOX SEDGE CT O FALLON MO 633661654, O FALLON, MO 63366-1654

Mortgage

Document Number70641591
DateApr 26, 2019
Book Page007064/001591
Instrument192030
Lender
NameCORNERSTONE MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 25, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,348.00$67,744 (+9.32%)$356,548 (+9.32%) Land $60,000 Building $296,548
2023$61,968
2022$326,148 Land $50,000 Building $276,148

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber Holdings
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Brightspeed, Verizon, Wisper ISP.

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