414 Fox Sedge Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 414 Fox Sedge Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,030 sqft · built 2018
Lot Size	0.255 acres (11,090 sqft)
Owner	Individual Name on Record
Tax Bill	$5,472 (2025)
Deeds & Mortgages	Jun 2023 Transfer Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T190300121`

Property Details

APN / Parcel Number

Primary APN	`T190300121`
Alternative APN	`2-0042-C700-00-093B.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,030 sqft Living Area
Gross Area	5,170 sqft
1st Floor Area	1,530 sqft
Basement Area	1,500 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	11,090 sqft (0.255 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T190300121
Street Address	414 FOX SEDGE CT
City	O FALLON
State	MO
Zip	63366-1599
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLESTONE CROSSING #2 LOT 93B
Legal Subdivision	COBBLESTONE CROSSING #2
Legal Lot Number	93B
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2010
Census Tract	311801

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	414 FOX SEDGE CT, O FALLON, MO 63366-1599
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 29, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 24, 2019	Deed of Trust, Mortgage BUSEY BK
May 29, 2019	Grant Deed, Subdivision Related Transfer DEPENDABLE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2023
Deed Sale	Jun 14, 2023
Prior Sale	May 29, 2019 · Amount on Record
Deed Document Number	202323032
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 14, 2023
Property Address	414 FOX SEDGE CT, O FALLON, MO 63366-1599
Document Number	0000023032
Map Reference	MB 50 PG 134
Instrument Date	Jun 14, 2023
Instrument	2023R-023032
Transaction Type	Transfer
Record Updated	Jun 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 ESTATE DR, O FALLON, MO 63366-4380

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 FOX SEDGE CT, O FALLON, MO 63366-1654

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	414 FOX SEDGE CT, O FALLON, MO 63366-1599
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R081158
Date	Sep 29, 2021
Instrument	2021R-081158

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	414 FOX SEDGE CT, O FALLON, MO 63366-1599
Document Number	0070800869
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	414 FOX SEDGE CT O FALLON MO 633661599, O FALLON, MO 63366-1599

Mortgage

Document Number	0070800869
Date	May 29, 2019
Book Page	007080/000869
Instrument	255930

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 29, 2019
Property Address	414 FOX SEDGE CT, O FALLON, MO 63366-1599
Document Number	0070800867
Book / Page	007080 / 000867
Instrument Date	May 24, 2019
Instrument	255920
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 14, 2019
Title Company	DEPENDABLE TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	414 FOX SEDGE CT O FALLON MO 633661599, O FALLON, MO 63366-1599

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,420 (-)	$449,582 (-) Land $60,000 Building $389,582
2025	$5,472.00 (+14.5%)	$85,420 (+8.59%)	$449,582 (+8.59%) Land $60,000 Building $389,582
2023		$78,660 (+16.77%)
2022	$4,779.00	$67,366	$414,000 (+16.77%) Land $50,000 Building $364,000
2021			$354,555 Land $50,000 Building $304,555

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon, Wisper ISP.

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