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420 E Adams St, O Fallon, IL 62269 Property Records

St. Clair County property record for 420 E Adams St, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details1,064 sqft · built 1918
Lot Size0.169 acres (7,405 sqft)
OwnerCompany Name on Record
Last Sale$120,000 (Jun 2023)
Tax Bill$171 (2021)
Deeds & MortgagesJun 2023 Sale & Mortgage
Mar 2023 Transfer
APN04-29-0-117-022

Property Details

APN / Parcel Number

Primary APN04-29-0-117-022

Interior

Stories1 Story
Building Area1,064 sqft Living Area
Gross Area2,128 sqft

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1975
Architectural StyleOther
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Lot Area7,405 sqft (0.169 acres)
PorchOpen Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address420 E ADAMS ST
CityO FALLON
StateIL
Zip62269-1423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPENNS 4TH ADD TO O FALLON LOT/SEC-56 BK 3323-360
Legal SubdivisionPENNS
Legal Lot Number56
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group2
Census Block2020
Census Tract504351

Owner

Source: St. Clair County records, as of August 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address420 E ADAMS ST, O FALLON, IL 62269-1423
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2023Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO
Mar 9, 2023Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2023 · Amount on Record
Deed SaleJun 27, 2023 · Amount on Record
Prior SaleMar 9, 2023
Deed Document NumberA02784857
Record UpdatedJun 7, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateJun 27, 2023
Property Address420 E ADAMS ST, O FALLON, IL 62269-1423
Document Number0A02784857
Map ReferenceMB O PG 21
Instrument DateJun 26, 2023
InstrumentA02784857
Transaction TypeTransfer
Record UpdatedAug 24, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6 KAY DR, HIGHLAND, IL 62249-3618

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 E ADAMS ST, O FALLON, IL 62269-1423

Mortgage

Document Number0A02784858
DateJun 27, 2023
InstrumentA02784858
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CLAIR IL
Recording DateMar 9, 2023
Property Address420 E ADAMS ST, O FALLON, IL 62269-1423
Document Number0A02775645
Map ReferenceMB O PG 21
Instrument DateFeb 28, 2023
InstrumentA02775645
Transaction TypeTransfer
Record UpdatedAug 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 KAY DR, HIGHLAND, IL 62249-3618

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022$32,400 (+0.03%) Land $3,816 Building $28,584$97,200 (+0.03%) Land $11,448 Building $85,752
2021$171.00 Homeowner's exemption Senior Citizen's exemption$32,391 Land $3,827 Building $28,564$97,173 Land $11,481 Building $85,692

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: ClearWave, i3 Broadband, Verizon, Wisper ISP.

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