503 E Adams St, O Fallon, IL 62269 Property Records

St. Clair County property record for 503 E Adams St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,452 sqft · built 1911
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,896 (2024)
Deeds & Mortgages	Sep 2020 Transfer Oct 2018 Line of Credit
APN	`04-29-0-125-002`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-125-002`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,452 sqft Living Area
Basement Area	900 sqft
Unfinished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	449 sqft
Deck Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	503 E ADAMS ST
City	O FALLON
State	IL
Zip	62269-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNS 3RD ADD TO O FALLON LOT/SEC-166 DOC A02668095
Legal Subdivision	PENNS 3RD ADD
Legal Block	125
Legal Lot Number	166
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2028
Census Tract	504351

Owner

Source: St. Clair County assessment roll, as of August 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	503 E ADAMS ST, O FALLON, IL 62269-1502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 31, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF O'FALLON

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Sep 15, 2020
Transfer Doc	00A2668095
Record Updated	Jun 8, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 22, 2020
Property Address	503 E ADAMS ST, O FALLON, IL 62269-1502
Document Number	00A2668095
Instrument Date	Sep 15, 2020
Instrument	2668095
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	503 E ADAMS ST O FALLON IL 622691502, O FALLON, IL 62269-1502

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	503 E ADAMS ST, O FALLON, IL 62269-1502
Document Number	00A2595546
Instrument Date	Oct 31, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 E ADAMS ST O FALLON IL 622691502, O FALLON, IL 62269-1502

Mortgage

Document Number	00A2595546
Date	Nov 7, 2018
Instrument	2595546

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O'FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 6, 2028

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,896.00	$73,175 (+22.55%) Land $4,487 Building $68,688	$219,525 (+22.55%) Land $13,461 Building $206,064
2022		$59,710 Land $3,661 Building $56,049	$179,130 Land $10,983 Building $168,147

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon, Wisper ISP.

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