415 E Adams St, O Fallon, IL 62269 Property Records

St. Clair County property record for 415 E Adams St, O Fallon, IL 62269 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	1,038 sqft · built 1900
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (Jul 2023)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
APN	`04-29-0-124-008`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-124-008`

Interior

Stories	1 Story
Building Area	1,038 sqft Living Area
Gross Area	2,076 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,405 sqft (0.169 acres)
Porch	Open Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	415 E ADAMS ST
City	O FALLON
State	IL
Zip	62269-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNS 3RD ADD TO O FALLON LOT/SEC-170 BK 2832-447 & BK 3213-91
Legal Subdivision	PENNS
Legal Lot Number	170
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2027
Census Tract	504351

Owner

Source: St. Clair County records · APN 04-29-0-124-008

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	415 E ADAMS ST, O FALLON, IL 62269-1424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Deed Document Number	A02787387
Record Updated	Jun 07, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 25, 2023
Property Address	415 E ADAMS ST, O FALLON, IL 62269-1424
Document Number	0A02787387
Map Reference	MB K PG 54
Instrument Date	Jul 19, 2023
Instrument	A02787387
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ADVANCE TITLE SOLUTIONS INC, ADVANCED TITLE SOLUTION INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$133.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 E ADAMS ST, O FALLON, IL 62269-1424

Mortgage

Document Number	0A02787388
Date	Jul 25, 2023
Instrument	A02787388

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2022	$29,183 Land $3,683 Building $25,500	$87,549 Land $11,049 Building $76,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043512, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 444 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: WH i3B Bidco LLC/WH i3B Topco, Wisper ISP, Verizon, Delta Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.