418 E Adams St, O Fallon, IL 62269 Property Records

St. Clair County property record for 418 E Adams St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,036 sqft · built 1922
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (May 2021)
Tax Bill	$2,492 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage Apr 2019 Sale & Mortgage
APN	`04-29-0-117-021`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-117-021`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,036 sqft Living Area
Basement Area	1,036 sqft
Unfinished Basement	1,036 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Porch	Slab
Porch Area	392 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	418 E ADAMS ST
City	O FALLON
State	IL
Zip	62269-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNS 4TH ADD TO O FALLON LOT/SEC-55 A02700126
Legal Subdivision	PENNS 4TH ADD
Legal Block	117
Legal Lot Number	55
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2020
Census Tract	504351

Owner

Source: St. Clair County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	418 E ADAMS ST, O FALLON, IL 62269-1423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage DEBORAH GRAVES
Apr 22, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Apr 22, 2019 · Amount on Record
Deed Document Number	20212700125
Prior Transfer Date	Sep 11, 2003
Prior Transfer Doc	00A1790048
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 17, 2021
Property Address	418 E ADAMS ST, O FALLON, IL 62269-1423
Document Number	0A02700125
Map Reference	MB O PG 21
Instrument Date	May 14, 2021
Instrument	A02700125
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 E ADAMS ST, O FALLON, IL 62269-1423

Mortgage

Document Number	0A02700127
Date	May 17, 2021
Instrument	A02700127

Lender

Name	DEBORAH GRAVES
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 22, 2019
Property Address	418 E ADAMS ST, O FALLON, IL 62269-1423
Document Number	00A2610482
Instrument Date	Apr 19, 2019
Instrument	2610482
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 E ADAMS ST O FALLON IL 622691423, O FALLON, IL 62269-1423

Mortgage

Document Number	A2610483
Date	Apr 22, 2019
Instrument	2610483

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2049

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,492.00	$40,189 (+22.55%) Land $4,671 Building $35,518	$120,567 (+22.55%) Land $14,013 Building $106,554
2022		$32,794 Land $3,812 Building $28,982	$98,382 Land $11,436 Building $86,946

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon, Wisper ISP.

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