417 E Adams St, O Fallon, IL 62269 Property Records

St. Clair County property record for 417 E Adams St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 650 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual on Record
Last Sale	$135,000 (Jan 2024)
Tax Bill	$2,875 (2024)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
APN	`04-29-0-124-009`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-124-009`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	650 sqft Living Area
Basement Area	650 sqft
Unfinished Basement	650 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	417 E ADAMS ST
City	O FALLON
State	IL
Zip	62269-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNS 3RD ADD TO O FALLON LOT/SEC-169 A02803627
Legal Subdivision	PENNS 3RD ADD
Legal Block	124
Legal Lot Number	169
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2027
Census Tract	504351

Owner

Source: St. Clair County assessment roll, as of August 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	417 E ADAMS ST, O FALLON, IL 62269-1424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Warranty Deed, Transfer · VA Mortgage PRIMELENDING
Aug 3, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 30, 2019	Quit Claim Deed, Transfer COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2024 · Amount on Record
Deed Sale	Jan 24, 2024 · Amount on Record
Prior Sale	Aug 3, 2021 · Amount on Record
Deed Document Number	20242803627
Prior Transfer Date	Dec 23, 2019
Prior Transfer Doc	0002637567
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 24, 2024
Property Address	417 E ADAMS ST, O FALLON, IL 62269-1424
Document Number	0A02803627
Map Reference	MB K PG 54
Instrument Date	Jan 23, 2024
Instrument	A02803627
Transaction Type	Transfer
Record Updated	Feb 8, 2024
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	417 E ADAMS ST, O FALLON, IL 62269-1424

Mortgage

Document Number	0A02803628
Date	Jan 24, 2024
Instrument	A02803628

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 3, 2021
Property Address	417 E ADAMS ST, O FALLON, IL 62269-1424
Document Number	0A02710763
Map Reference	MB K PG 54
Instrument Date	Jul 28, 2021
Instrument	A02710763
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 E ADAMS ST, O FALLON, IL 62269-1424

Mortgage

Document Number	0A02710764
Date	Aug 3, 2021
Instrument	A02710764

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 30, 2019
Property Address	417 E ADAMS ST, O FALLON, IL 62269-1424
Document Number	00A2637567
Instrument Date	Dec 23, 2019
Instrument	2637567
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	133 PECAN LN BELLEVILLE IL 622237617, BELLEVILLE, IL 62223-7617

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,875.00	$39,444 (+22.55%) Land $4,514 Building $34,930	$118,332 (+22.55%) Land $13,542 Building $104,790
2022		$32,185 Land $3,683 Building $28,502	$96,555 Land $11,049 Building $85,506

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon, Wisper ISP.

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