420 45th St, Sacramento, CA 95819 Property Records

Sacramento County property record for 420 45th St, Sacramento, CA 95819

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,032 sqft · built 1940
Lot Size	0.144 acres (6,271 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jan 2002)
Tax Bill	$4,815 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`004-0251-004-0000`

Property Details

APN / Parcel Number

Primary APN	`004-0251-004-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,271 sqft (0.144 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	420 45TH ST
City	SACRAMENTO
State	CA
Zip	95819-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	W & K TRACT 33, LOT 59
Legal Subdivision	W & K TRACT 33
Legal Tract	33
Legal Lot Number	59
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3003
Census Tract	200

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	420 45TH ST, SACRAMENTO, CA 95819-2821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE GOLDEN 1 CU
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE GOLDEN 1 CU
Apr 27, 2021	Affidavit of Death of Joint Tenant, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 5, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2002 · Amount on Record
Deed Sale	Jan 25, 2002 · Amount on Record
Prior Sale	Oct 24, 2001 · Amount on Record
Deed Book / Page	20020125 / 1740
Prior Transfer Date	Jan 28, 1994
Prior Transfer Doc	9401001920
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	420 45TH ST, SACRAMENTO, CA 95819-2821
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 45TH ST, SACRAMENTO, CA 95819-2821

Mortgage

Document Number	0000001826
Date	Apr 26, 2021
Instrument	202104261826

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	420 45TH ST, SACRAMENTO, CA 95819-2821
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 45TH ST, SACRAMENTO, CA 95819-2821

Mortgage

Document Number	4260000001826
Date	Apr 26, 2021
Book Page	20210426/1826

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 27, 2021
Property Address	420 45TH ST, SACRAMENTO, CA 95819-2821
Document Number	0000002289
Map Reference	MB 19 MAP 14
Instrument Date	Apr 20, 2021
Instrument	202104272289
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 45TH ST, SACRAMENTO, CA 95819-2821

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 5, 2017
Property Address	420 45TH ST, SACRAMENTO, CA 95819-2821
Document Number	1710051461
Instrument Date	Sep 7, 2017
Instrument	1710051461
Transaction Type	Mortgage
Record Updated	Oct 13, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	420 45TH ST SACRAMENTO CA 958192821, SACRAMENTO, CA 95819-2821

Mortgage

Document Number	1710051462
Date	Oct 5, 2017
Instrument	1710051462

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 4, 2032

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$414,357 (+2%) Land $165,740 Building $248,617
2025	$4,815.00 (+1.45%) Homeowner's exemption	$406,234 (+4.04%) Land $162,491 Building $243,743
2024	$4,746.00 (+2.44%)
2023	$4,633.00 (+1.73%) Homeowner's exemption	$390,461 Land $156,182 Building $234,279
2022	$4,554.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 109 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	109 in force
Nearby Flood Claims	15 (1995–2023)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Apr 1995 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,003 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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