430 45th St, Sacramento, CA 95819 Property Records

Sacramento County property record for 430 45th St, Sacramento, CA 95819

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,524 sqft · built 1937
Lot Size	0.146 acres (6,358 sqft)
Owner	2 Company Names on File
Last Sale	$1,930,000 (Apr 2021)
Tax Bill	$7,812 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2024 Transfer + 6 more
Flood Zone	Zone X (reduced by levee)
APN	`004-0251-005-0000`

Property Details

APN / Parcel Number

Primary APN	`004-0251-005-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	1,246 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,358 sqft (0.146 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	430 45TH ST
City	SACRAMENTO
State	CA
Zip	95819-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	W & K TRACT 33, LOT 58
Legal Subdivision	W & K TRACT 33
Legal Tract	33
Legal Lot Number	58
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3003
Census Tract	200

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	430 45TH ST, SACRAMENTO, CA 95819-2821
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GFL CAPITAL MORTGAGE INC
Apr 16, 2024	Intrafamily Transfer, Transfer
Apr 19, 2021	Grant Deed, Transfer · Conventional Mortgage GFL CAPITAL MORTGAGE INC
Apr 19, 2021	Grant Deed, Transfer STEWART TITLE, STEWART TITLE OF SACRAMENTO
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORP
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORP
Apr 12, 2019	Grant Deed, Transfer · Conventional Mortgage GUILD MTG
May 30, 2017	Grant Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2021 · Amount on Record
Deed Sale	Apr 19, 2021 · Amount on Record
Prior Sale	Apr 19, 2021 · Amount on Record
Deed Book / Page	20210419 / 1504
Last Transfer Date	Apr 3, 2024
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	430 45TH ST, SACRAMENTO, CA 95819-2821
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3151 S ST 444, 444, SACRAMENTO, CA 95816-6549

Mortgage

Document Number	0000001505
Date	Apr 19, 2021
Instrument	202104191505

Lender

Name	GFL CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95831

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 16, 2024
Property Address	430 45TH ST, SACRAMENTO, CA 95819-2821
Document Number	0000000949
Map Reference	MB 19 MAP 14
Instrument Date	Apr 3, 2024
Instrument	202404160949
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	430 45TH ST, SACRAMENTO, CA 95819-2821

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 19, 2021
Property Address	430 45TH ST, SACRAMENTO, CA 95819-2821
Document Number	0000001377
Map Reference	MB 19 PG 14
Instrument Date	Apr 13, 2021
Instrument	202104191377
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 45TH ST, SACRAMENTO, CA 95819-2821

Mortgage

Document Number	0000001378
Date	Apr 19, 2021
Instrument	202104191378

Lender

Name	GFL CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95831

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	205 Months
Due	May 1, 2038

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 19, 2021
Property Address	430 45TH ST, SACRAMENTO, CA 95819-2821
Document Number	0000001504
Map Reference	MB 19 PG 14
Instrument Date	Apr 13, 2021
Instrument	202104191504
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 45TH ST, SACRAMENTO, CA 95819-2821

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	430 45TH ST, SACRAMENTO, CA 95819-2821
Document Number	2011190404
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 45TH ST SACRAMENTO CA 958192821, SACRAMENTO, CA 95819-2821

Mortgage

Document Number	2011190404
Date	Nov 19, 2020
Instrument	2011190404

Lender

Name	OWNING CORP
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	430 45TH ST, SACRAMENTO, CA 95819-2821
Document Number	1910010106
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 45TH ST SACRAMENTO CA 958192821, SACRAMENTO, CA 95819-2821

Mortgage

Document Number	1910010106
Date	Oct 1, 2019
Instrument	1910010106

Lender

Name	OWNING CORP
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 12, 2019
Property Address	430 45TH ST, SACRAMENTO, CA 95819-2821
Document Number	1904120449
Instrument Date	Apr 10, 2019
Instrument	1904120449
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$767.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 45TH ST SACRAMENTO CA 958192821, SACRAMENTO, CA 95819-2821

Mortgage

Document Number	1904120450
Date	Apr 12, 2019
Instrument	1904120450

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 30, 2017
Property Address	430 45TH ST, SACRAMENTO, CA 95819-2821
Document Number	0000000601
Book / Page	20170530 / 0601
Map Reference	MB 19 MAP 14
Instrument Date	May 19, 2017
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	STEWART

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	430 45TH ST, SACRAMENTO, CA 95819-2821

Mortgage

Document Number	, 20170530/0602
Date	May 30, 2017
Instrument	20170530/0602

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Mortgage

Document Number	0000000603
Date	May 30, 2017
Book Page	20170530/0603

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$852,346 (+2%) Land $358,824 Building $493,522
2025	$7,812.00 (+1.11%)	$835,635 (+4.04%) Land $351,789 Building $483,846
2024	$7,726.00 (+1.59%)
2023	$7,605.00 (-17.47%)	$803,188 Land $338,130 Building $465,058
2022	$9,215.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 109 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	109 in force
Nearby Flood Claims	15 (1995–2023)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Apr 1995 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,003 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
UnWired Broadband Holding Fixed Wireless	400 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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