431 45th St, Sacramento, CA 95819 Property Records

Sacramento County property record for 431 45th St, Sacramento, CA 95819 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,478 sqft · built 1936
Lot Size	0.164 acres (7,120 sqft)
Owner	Company Name on File
Last Sale	$510,000 (May 2009)
Tax Bill	$7,745 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Transfer
Flood Zone	Zone X (reduced by levee)
APN	`004-0252-026-0000`

Property Details

APN / Parcel Number

Primary APN	`004-0252-026-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,478 sqft Living Area
1st Floor Area	1,109 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,120 sqft (0.164 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	431 45TH ST
City	SACRAMENTO
State	CA
Zip	95819-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W & K TRACT 33, LOT 65
Legal Subdivision	W & K TRACT 33
Legal Tract	33
Legal Lot Number	65
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3006
Census Tract	200

Owner

Source: Sacramento County records · APN 004-0252-026-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	431 45TH ST, SACRAMENTO, CA 95819-2820
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 21, 2021	Intrafamily Transfer, Transfer ORANGE COAST TITLE FAIR OAKS, ORANGE COAST TTL OF NOCAL CA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 06, 2009 · Amount on Record
Deed Sale	May 06, 2009 · Amount on Record
Deed Book / Page	20090506 / 1465
Last Transfer Date	Apr 16, 2021
Transfer Doc	4210000002261
Record Updated	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 21, 2021
Property Address	431 45TH ST, SACRAMENTO, CA 95819-2820
Document Number	0000002259
Map Reference	MB 19 MAP 14
Instrument Date	Apr 16, 2021
Instrument	202104212259
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 45TH ST, SACRAMENTO, CA 95819-2820

Mortgage

Document Number	0000002260
Date	Apr 21, 2021
Instrument	202104212260

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2036

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 21, 2021
Property Address	431 45TH ST, SACRAMENTO, CA 95819-2820
Document Number	0000002261
Map Reference	MB 19 MAP 14
Instrument Date	Apr 16, 2021
Instrument	202104212261
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	ORANGE COAST TITLE FAIR OAKS, ORANGE COAST TTL OF NOCAL CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	431 45TH ST, SACRAMENTO, CA 95819-2820

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$669,879 (+2%) Land $337,041 Building $332,838
2025	$7,745.00 (+1.44%) Homeowner's exemption	$656,745 (+4.04%) Land $330,433 Building $326,312
2024	$7,635.00 (+2.43%)
2023	$7,454.00 (+1.71%) Homeowner's exemption	$631,244 Land $317,602 Building $313,642
2022	$7,329.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670002003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 109 individual NFIP policies nearby
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	109 in force
Nearby Flood Claims	15 (1995–2023)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Apr 1995 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,003 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Consolidated Communications	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Succeed.Net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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