Sacramento County property record for 440 45th St, Sacramento, CA 95819 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,686 sqft · built 1936 |
| Lot Size | 0.148 acres (6,444 sqft) |
| Owner | Company Name on File |
| Last Sale | $652,500 (Jun 2017) |
| Tax Bill | $8,927 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Jun 2017 Sale |
| Flood Zone | Zone X (reduced by levee) |
| APN | 004-0251-006-0000 |
| Primary APN | 004-0251-006-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,686 sqft Living Area |
| 1st Floor Area | 1,449 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,444 sqft (0.148 acres) |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 11,630 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 440 45TH ST |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95819-2821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W & K TRACT 33, LOT 57 |
| Legal Subdivision | W & K TRACT 33 |
| Legal Tract | 33 |
| Legal Lot Number | 57 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 200 |
Source: Sacramento County records · APN 004-0251-006-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1453, BISBEE, AZ 85603-2453 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Oct 05, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PVT BK NA |
| Jun 29, 2017 | Grant Deed, Transfer OTHER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 29, 2017 · Amount on Record |
| Deed Sale | Jun 29, 2017 · Amount on Record |
| Prior Sale | Jun 05, 2015 · Amount on Record |
| Deed Book / Page | 20170629 / 983 |
| Prior Transfer Date | Jun 19, 1996 |
| Prior Transfer Doc | 9606001026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 440 45TH ST, SACRAMENTO, CA 95819-2821 |
| Document Number | 1710100774 |
| Instrument Date | Oct 05, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE/SACRAMENTO |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 440 45TH ST SACRAMENTO CA 958192821, SACRAMENTO, CA 95819-2821 |
| Document Number | 1710100774 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 1710100774 |
| Name | MORGAN STANLEY PVT BK NA |
|---|---|
| Type | Bank |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 09, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jun 29, 2017 |
| Property Address | 440 45TH ST, SACRAMENTO, CA 95819-2821 |
| Document Number | 1706290983 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 1706290983 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $717.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 1821 BISBEE AZ 856032821, BISBEE, AZ 85603-2821 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Unified School District | Sacramento City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $772,417 (+2%) Land $448,825 Building $323,592 | |
| 2025 | $8,927.00 (+1.43%) | $757,273 (+4.04%) Land $440,025 Building $317,248 |
| 2024 | $8,801.00 (+2.41%) | |
| 2023 | $8,594.00 (+1.69%) | $727,870 Land $422,940 Building $304,930 |
| 2022 | $8,451.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670002003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 109 individual NFIP policies nearby |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 109 in force |
| Nearby Flood Claims | 15 (1995–2023) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,003 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Consolidated Communications | Fiber | 2,000 / 2,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 1,000 / 75 |
| UnWired Broadband Holding | Fixed Wireless (unlicensed) | 400 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Succeed.Net. Availability varies by address; speeds are provider-advertised maximums, not measured.
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