172 45th St, Sacramento, CA 95819 Property Records

Sacramento County property record for 172 45th St, Sacramento, CA 95819

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,466 sqft · built 1951
Lot Size	0.178 acres (7,730 sqft)
Owner	2 Individual Names on Record
Last Sale	$790,000 (Aug 2025)
Tax Bill	$7,199 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Mortgage + 14 more
Flood Zone	Zone X (reduced by levee)
APN	`004-0131-005-0000`

Property Details

APN / Parcel Number

Primary APN	`004-0131-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,466 sqft Living Area
1st Floor Area	1,466 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,730 sqft (0.178 acres)
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	172 45TH ST
City	SACRAMENTO
State	CA
Zip	95819-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COLOMA TERRACE 02, LOT 85
Legal Subdivision	COLOMA TERRACE 02
Legal Lot Number	85
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4016
Census Tract	200

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11742 INDIAN RIDGE RD, RESTON, VA 20191-3523
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage KM INVESTMENTS 401K TRUST
Aug 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage TORE B PEARSON ETUX
Aug 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage ADAM COLLINS
Aug 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage URBAN EMPIRE LLC
Aug 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage TOM PAUL
Aug 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage EEHZ CAPITAL MANAGEMENT LLC
Aug 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage SEA CORNERSTONE INVESTMENTS LLC
Aug 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage GIORDANO GAMBETTA
Aug 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage TEG FBO STEPHANIE PHILLIPS
Jul 20, 2023	Grant Deed, Transfer · Commercial Mortgage ANCHOR LOANS INC
Feb 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage R&D PROPERTIES INC
Dec 23, 2022	Deed of Trust, Mortgage · Commercial Mortgage WTR LOAN FUND
Oct 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage WTR LOAN FUND
Jun 17, 2022	Deed of Trust, Mortgage · Commercial Mortgage WTR LOAN FUND
Mar 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage WTR LOAN FUND
Feb 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage THE REHFELDT ARR CAP INDIVIDUAL 401

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2025 · Amount on Record
Deed Sale	Aug 15, 2025 · Amount on Record
Prior Sale	Jul 20, 2023 · Amount on Record
Deed Book / Page	20250815 / 925
Transfer Doc	2021001698
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	172 45TH ST, SACRAMENTO, CA 95819-2112
Transaction Type	Mortgage
Record Updated	Aug 31, 2023
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST 170, 170, FOLSOM, CA 95630-3898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000094
Date	Aug 21, 2023
Instrument	202308210094

Lender

Name	KM INVESTMENTS 401K TRUST
Type	Non-Lending Institution
Address	FOLSOM, CA 95630

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	172 45TH ST, SACRAMENTO, CA 95819-2112
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST 170, 170, FOLSOM, CA 95630-3898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000121
Date	Aug 21, 2023
Instrument	202308210121

Lender

Name	TORE B PEARSON ETUX
Type	Private Party
Address	7026 GULLANE WAY, EL DORADO HILLS, CA 95762

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	172 45TH ST, SACRAMENTO, CA 95819-2112
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST 170, 170, FOLSOM, CA 95630-3898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000116
Date	Aug 21, 2023
Instrument	202308210116

Lender

Name	ADAM COLLINS
Type	Private Party
Address	3692 ROSECREST CIR, EL DORADO HILLS, CA 95762

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	172 45TH ST, SACRAMENTO, CA 95819-2112
Transaction Type	Mortgage
Record Updated	Aug 31, 2023
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST 170, 170, FOLSOM, CA 95630-3898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000114
Date	Aug 21, 2023
Instrument	202308210114

Lender

Name	URBAN EMPIRE LLC
Type	Non-Lending Institution
Address	LYNWOOD, CA 90262

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	172 45TH ST, SACRAMENTO, CA 95819-2112
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST 170, 170, FOLSOM, CA 95630-3898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000110
Date	Aug 21, 2023
Instrument	202308210110

Lender

Name	TOM PAUL
Type	Private Party
Address	9454 MAGOS RD, WILTON, CA 95693

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	172 45TH ST, SACRAMENTO, CA 95819-2112
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST 170, 170, FOLSOM, CA 95630-3898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000090
Date	Aug 21, 2023
Instrument	202308210090

Lender

Name	EEHZ CAPITAL MANAGEMENT LLC
Type	Non-Lending Institution
Address	TRACY, CA 95377

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	172 45TH ST, SACRAMENTO, CA 95819-2112
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST 170, 170, FOLSOM, CA 95630-3898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000100
Date	Aug 21, 2023
Instrument	202308210100

Lender

Name	SEA CORNERSTONE INVESTMENTS LLC
Type	Non-Lending Institution
Address	STOCKTON, CA 95206

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	172 45TH ST, SACRAMENTO, CA 95819-2112
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST 170, 170, FOLSOM, CA 95630-3898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000093
Date	Aug 21, 2023
Instrument	202308210093

Lender

Name	GIORDANO GAMBETTA
Type	Private Party
Address	2036 POWFOOT WAY, EL DORADO HILLS, CA 95762

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	172 45TH ST, SACRAMENTO, CA 95819-2112
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST, FOLSOM, CA 95630-3875
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000103
Date	Aug 21, 2023
Instrument	202308210103

Lender

Name	TEG FBO STEPHANIE PHILLIPS
Type	Private Party
Address	6103 CANYON RIM DR, ROCKLIN, CA 95765

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 20, 2023
Property Address	172 45TH ST, SACRAMENTO, CA 95819-2112
Document Number	0000000664
Map Reference	MB 23 MAP 27
Instrument Date	Jul 19, 2023
Instrument	202307200664
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST STE 150, 150, FOLSOM, CA 95630-3898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000665
Date	Jul 20, 2023
Instrument	202307200665

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	172 45TH ST, SACRAMENTO, CA 95819-2112
Transaction Type	Mortgage
Record Updated	Feb 28, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 BROOKLINE CIR, ROSEVILLE, CA 95747-7544

Mortgage

Document Number	0000000818
Date	Feb 16, 2023
Instrument	2023021600818

Lender

Name	R&D PROPERTIES INC
Type	Non-Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	172 45TH ST, SACRAMENTO, CA 95819-2112
Transaction Type	Mortgage
Record Updated	Jan 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 BROOKLINE CIR, ROSEVILLE, CA 95747-7544

Mortgage

Document Number	0000000178
Date	Dec 23, 2022
Instrument	2022122300178

Lender

Name	WTR LOAN FUND
Type	Non-Lending Institution
Address	ROCKLIN, CA 95765

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	172 45TH ST, SACRAMENTO, CA 95819-2112
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 BROOKLINE CIR, ROSEVILLE, CA 95747

Mortgage

Document Number	0000000711
Date	Oct 7, 2022
Instrument	2022100700711

Lender

Name	WTR LOAN FUND
Address	ROCKLIN, CA 95765

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	172 45TH ST, SACRAMENTO, CA 95819-2112
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 BROOKLINE CIR, ROSEVILLE, CA 95747-7544

Mortgage

Document Number	0000000331
Date	Jun 17, 2022
Instrument	2022061700331

Lender

Name	WTR LOAN FUND
Type	Non-Lending Institution
Address	ROCKLIN, CA 95765

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	172 45TH ST, SACRAMENTO, CA 95819-2112
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 BROOKLINE CIR, ROSEVILLE, CA 95747-7544

Mortgage

Document Number	0000000885
Date	Mar 25, 2022
Instrument	2022032500885

Lender

Name	WTR LOAN FUND
Type	Non-Lending Institution
Address	ROCKLIN, CA 95765

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	172 45TH ST, SACRAMENTO, CA 95819-2112
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 BROOKLINE CIR, ROSEVILLE, CA 95747-7544

Mortgage

Document Number	0000000898
Date	Feb 16, 2022
Instrument	2022021600898

Lender

Name	THE REHFELDT ARR CAP INDIVIDUAL 401
Type	Non-Lending Institution
Address	ROCKLIN, CA 95765

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$790,000 (+30.61%) Land $435,000 Building $355,000
2025	$7,199.00 (-15.04%)	$604,859 (-6.61%) Land $446,224 Building $158,635
2024	$8,473.00 (+10.15%)
2023	$7,692.00 (+1.69%)	$647,700 Land $372,300 Building $275,400
2022	$7,564.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	4 (1995–1997)
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	300 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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