37 Richards St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 37 Richards St, Worcester, MA 01603

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,114 sqft · built 1905
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Jun 2024)
Tax Bill	$5,781 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Nov 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-012-00023`

Property Details

APN / Parcel Number

Primary APN	`7-012-00023`
Alternative APN	`WORC M:07 B:012 L:00023`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,114 sqft Living Area
Gross Area	3,308 sqft
1st Floor Area	1,154 sqft
Basement Area	930 sqft
Unfinished Basement	930 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	7-012-00023
Street Address	37 RICHARDS ST
City	WORCESTER
State	MA
Zip	01603-2608
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RG-5
Legal Block	12
Legal Lot Number	23
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2001
Census Tract	731204

Owner

Source: Worcester County and Worcester City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	37 RICHARDS ST, WORCESTER, MA 01603-2608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2024	Deed of Trust, Mortgage · FHA Mortgage NORCOM MORTGAGE
Nov 16, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance HOMETOWN BANK
Nov 16, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance HOMETOWN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2024 · Amount on Record
Deed Sale	Jun 5, 2024 · Amount on Record
Prior Sale	Mar 28, 2012 · Amount on Record
Deed Book / Page	70593 / 388
Prior Transfer Date	Nov 15, 2021
Prior Transfer Doc	066544-111
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	37 RICHARDS ST, WORCESTER, MA 01603-2608
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071285-323
Date	Nov 13, 2024
Book Page	71285/323
Instrument	94339

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 16, 2021
Property Address	37 RICHARDS ST, WORCESTER, MA 01603-2608
Document Number	66544-111
Book / Page	66544 / 111
Instrument Date	Nov 15, 2021
Instrument	160821
Transaction Type	Transfer
Record Updated	Dec 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 MASSASOIT RD, WORCESTER, MA 01604-3546

Mortgage

Document Number	66544-113
Date	Nov 16, 2021
Book Page	66544/113
Instrument	160822

Lender

Name	HOMETOWN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 16, 2021
Property Address	37 RICHARDS ST, WORCESTER, MA 01603-2608
Document Number	066544-111
Book / Page	66544 / 111
Instrument Date	Nov 15, 2021
Instrument	160821
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 MASSASOIT RD, WORCESTER, MA 01604-3546

Mortgage

Document Number	0000160822
Date	Nov 16, 2021
Instrument	160822

Lender

Name	HOMETOWN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,781.00 (+11.88%)	$438,300 (+21.65%) Land $98,200 Building $340,100
2023	$5,167.00	$360,300 Land $85,400 Building $274,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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