Union County and Summit City property record for 42 Prospect St, Summit, NJ 07901 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,968 sqft · built 1923 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Feb 1999) |
| Tax Bill | $24,179 (2025) |
| Deeds & Mortgages | Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-03202-0000-00019 |
| Primary APN | 18-03202-0000-00019 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,968 sqft Living Area |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 10,106 sqft (0.232 acres) |
| Garage Type | Attached |
| Old Parcel Number | 1800067000000012 |
|---|---|
| Street Address | 42 PROSPECT ST |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-2522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3202 |
| Legal Lot Number | 19 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 38000 |
Source: Union County and Summit City records · APN 18-03202-0000-00019
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42 PROSPECT ST, SUMMIT, NJ 07901-2522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 18, 1999 · Amount on Record |
| Deed Sale | Feb 18, 1999 · Amount on Record |
| Deed Document Number | 199963246 |
| Deed Book / Page | 4781 / 65 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 42 PROSPECT ST, SUMMIT, NJ 07901-2522 |
| Document Number | 0145512201 |
| Instrument Date | Apr 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 42 PROSPECT ST SUMMIT NJ 079012522, SUMMIT, NJ 07901-2522 |
| Document Number | 0145512201 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 014551/002201 |
| Instrument | 671941 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $540,800 (-) Land $185,800 Building $355,000 | $540,800 (-) Land $185,800 Building $355,000 | |
| 2025 | $24,179.00 (+2.64%) | $540,800 (-) Land $185,800 Building $355,000 | $540,800 (-) Land $185,800 Building $355,000 |
| 2024 | $23,557.00 (+1.71%) | ||
| 2023 | $540,800 Land $185,800 Building $355,000 | $540,800 Land $185,800 Building $355,000 | |
| 2022 | $23,162.00 |
Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390380005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1978–2021) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida |
| Wildfire Risk | Low above 20% of the US · above 35% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 399 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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