57 Prospect St, Summit, NJ 07901 Property Records

Union County and Summit City property record for 57 Prospect St, Summit, NJ 07901 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5,133 sqft · built 1913
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on File
Last Sale	$1,400,000 (Mar 2019)
Tax Bill	$49,118 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone A (high risk)
APN	`18-02709-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`18-02709-0000-00015`
Alternative APNs	`1800065000000003` `180270900015`

Interior

Stories	2 Stories
Building Area	5,133 sqft Living Area

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Construction Type	Frame
Lot Area	37,026 sqft (0.85 acres)

Location & Zoning

Old Parcel Number	1800065000000003
Street Address	57 PROSPECT ST
City	SUMMIT
State	NJ
Zip	07901-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2709
Legal Lot Number	15
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1006
Census Tract	37900

Owner

Source: Union County and Summit City records · APN 18-02709-0000-00015

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	57 PROSPECT ST, SUMMIT, NJ 07901-2438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 02, 2022	Intrafamily Transfer, Transfer
Mar 08, 2019	Grant Deed, Transfer NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 08, 2019 · Amount on Record
Deed Sale	Mar 08, 2019 · Amount on Record
Prior Sale	May 19, 1997 · Amount on Record
Deed Document Number	2019310543
Deed Book / Page	6312 / 186
Last Transfer Date	Jul 27, 2022
Transfer Doc	0000020900
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	57 PROSPECT ST, SUMMIT, NJ 07901-2438
Transaction Type	Mortgage
Record Updated	Apr 07, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150010022
Date	Jul 02, 2021
Book Page	15001/22
Instrument	15665

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Aug 02, 2022
Property Address	57 PROSPECT ST, SUMMIT, NJ 07901-2438
Document Number	0064752453
Book / Page	6475 / 2453
Instrument Date	Jul 27, 2022
Instrument	20900
Transaction Type	Transfer
Record Updated	Apr 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57 PROSPECT ST, SUMMIT, NJ 07901-2438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 PROSPECT ST, SUMMIT, NJ 07901-2438

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Mar 08, 2019
Property Address	57 PROSPECT ST, SUMMIT, NJ 07901-2438
Document Number	0063120186
Book / Page	006312 / 000186
Instrument Date	Mar 04, 2019
Instrument	310543
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	57 PROSPECT ST SUMMIT NJ 079012438, SUMMIT, NJ 07901-2438

Tax Assessment & Valuation

Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,098,600 (-) Land $330,000 Building $768,600	$1,098,600 (-) Land $330,000 Building $768,600
2025	$49,118.00 (+2.64%)	$1,098,600 (-) Land $330,000 Building $768,600	$1,098,600 (-) Land $330,000 Building $768,600
2024	$47,855.00 (+5.36%)
2023		$1,098,600 Land $330,000 Building $768,600	$1,098,600 Land $330,000 Building $768,600
2022	$45,421.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390379001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1979–2021)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Claims By Storm	Severe Storms And Flooding, Mar 2010 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 399 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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