34 Prospect St, Summit, NJ 07901 Property Records

Union County and Summit City property record for 34 Prospect St, Summit, NJ 07901 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1923
Square Footage	3,828 sqft Living Area
Lot Size	16,074 sqft (0.369 acres)
Occupancy	Owner Occupied
Last Sale	$1,925,000 (2020)
Tax Bill	$36,309.00 (2025)

Owner

Source: Union County and Summit City records · APN 18-03202-0000-00022

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	34 PROSPECT ST, SUMMIT, NJ 07901-2522
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Prior Sale	May 23, 2016 · Amount on Record
Deed Doc Number	2020327386
Deed Book / Page	6379 / 2563
Record Refreshed	Sep 20, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Aug 27, 2020
Property Address	34 PROSPECT ST, SUMMIT, NJ 07901-2522
Document Number	0063792563
Book / Page	6379 / 2563
Instrument Date	Aug 13, 2020
Instrument	327386
Transaction Type	Transfer
Record Updated	Nov 04, 2021
Title Company	CHP TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$40,017.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 COUNTRY CLUB DR, 4, CHATHAM, NJ 07928-1635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 PROSPECT ST, SUMMIT, NJ 07901-2522

Mortgage

Document Number	697561
Date	Aug 27, 2020
Instrument	697561

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$812,100 (-) Land $210,400 Building $601,700	$812,100 (-) Land $210,400 Building $601,700
2025	$36,309.00 (+2.64%)	$812,100 (-) Land $210,400 Building $601,700	$812,100 (-) Land $210,400 Building $601,700
2024	$35,375.00 (+1.7%)
2023		$812,100 Land $210,400 Building $601,700	$812,100 Land $210,400 Building $601,700
2022	$34,782.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`18-03202-0000-00022`
Alternative APNs	`1800067000000009` `180320200022`

Interior

Building Area	3,828 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Stucco Exterior
Lot Area	16,074 sqft (0.369 acres)

Location & Zoning

Old Parcel Number	1800067000000009
Street Address	34 PROSPECT ST
City	SUMMIT
State	NJ
Zip	07901-2522
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	VILLA ESTATES 01
Legal Block	3202
Legal Lot Number	22
Jurisdiction	UNION NJ
Minor Civil Division	SUMMIT
Census Blockgroup	5
Census Block	5004
Census Tract	38000