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55 Prospect St, Summit, NJ 07901 Property Records

Union County and Summit City property record for 55 Prospect St, Summit, NJ 07901 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3,576 sqft · built 1905
Lot Size0.521 acres (22,695 sqft)
Owner2 Individual Names on File
Last Sale$1,810,000 (Sep 2011)
Tax Bill$34,221 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone A (high risk)
APN18-02709-0000-00014

Property Details

APN / Parcel Number

Primary APN18-02709-0000-00014
Alternative APNs
  • 1800065000000004
  • 180270900014

Interior

Stories2 Stories
Building Area3,576 sqft Living Area

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area22,695 sqft (0.521 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1800065000000004
Street Address55 PROSPECT ST
CitySUMMIT
StateNJ
Zip07901-2438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2709
Legal Lot Number14
JurisdictionUNION NJ
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1006
Census Tract37900

Owner

Source: Union County and Summit City records · APN 18-02709-0000-00014

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address55 PROSPECT ST, SUMMIT, NJ 07901-2438
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 14, 2011 · Amount on Record
Deed SaleSep 14, 2011 · Amount on Record
Prior SaleFeb 02, 1999 · Amount on Record
Deed Document Number2011226801
Deed Book / Page5877 / 986
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address55 PROSPECT ST, SUMMIT, NJ 07901-2438
Transaction TypeMortgage
Record UpdatedMar 10, 2022
Title CompanyLAND RUSH TITLE AGCY LLC, LAND RUSH TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0151602613
DateFeb 08, 2022
Book Page15160/2613
Instrument31261
Lender
NameKEARNY BANK
TypeBank
AddressFAIRFIELD, NJ 07004
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalitySummit City
Unified School DistrictSummit City School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$765,400 (-) Land $241,000 Building $524,400$765,400 (-) Land $241,000 Building $524,400
2025$34,221.00 (+2.64%)$765,400 (-) Land $241,000 Building $524,400$765,400 (-) Land $241,000 Building $524,400
2024$33,340.00 (+1.7%)
2023$765,400 Land $241,000 Building $524,400$765,400 Land $241,000 Building $524,400
2022$32,782.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390379001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Nearby Flood Policies9 in force
Nearby Flood Claims12 (1979–2021)
Claims Outside the SFHA4 of 12
Most Recent ClaimSep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Claims By Storm
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 399 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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