32 Prospect St, Summit, NJ 07901 Property Records

Union County and Summit City property record for 32 Prospect St, Summit, NJ 07901 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1924
Square Footage	2,735 sqft Living Area
Lot Size	21,736 sqft (0.499 acres)
Garage	Attached
Occupancy	Owner Occupied
Last Sale	$2,000,000 (2025)
Tax Bill	$22,945.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`18-03202-0000-00023`
Alternative APNs	`1800067000000007` `180320200023`

Interior

Building Area	2,735 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame Construction
Lot Area	21,736 sqft (0.499 acres)
Garage Type	Attached Garage

Location & Zoning

Old Parcel Number	1800067000000007
Street Address	32 PROSPECT ST
City	SUMMIT
State	NJ
Zip	07901-2522
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	CITY/SUMMIT
Legal Block	3202
Legal Lot Number	23
Jurisdiction	UNION NJ
Minor Civil Division	SUMMIT
Census Blockgroup	5
Census Block	5004
Census Tract	38000

Owner

Source: Union County and Summit City records · APN 18-03202-0000-00023

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	32 PROSPECT ST, SUMMIT, NJ 07901-2522
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 2025 · Amount on Record
Deed Sale	Jun 13, 2025 · Amount on Record
Prior Sale	Aug 22, 2023 · Amount on Record
Deed Doc Number	202546945
Deed Book / Page	6584 / 2583
Record Refreshed	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Aug 22, 2023
Property Address	32 PROSPECT ST, SUMMIT, NJ 07901-2522
Document Number	0065182608
Book / Page	6518 / 2608
Instrument Date	Aug 02, 2023
Instrument	31444
Transaction Type	Transfer
Record Updated	Sep 07, 2023
Title Company	ALL AHEAD TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$21,899.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53 DIVISION AVE APT 10, 10, SUMMIT, NJ 07901-2350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 PROSPECT ST, SUMMIT, NJ 07901-2522

Mortgage

Document Number	0154012260
Date	Aug 22, 2023
Book Page	15401/2260
Instrument	55393

Lender

Name	GARDEN STATE HOME LOANS INC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Sep 01, 2028
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	8%
Max Rate	11%

Tax Assessment & Valuation

Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$610,500 (+18.96%) Land $233,800 Building $376,700	$610,500 (+18.96%) Land $233,800 Building $376,700
2025	$22,945.00 (+2.64%)	$513,200 (-) Land $233,800 Building $279,400	$513,200 (-) Land $233,800 Building $279,400
2024	$22,354.00 (+1.7%)
2023		$513,200 (-) Land $233,800 Building $279,400	$513,200 (-) Land $233,800 Building $279,400
2022	$21,980.00 (-0.79%)	$513,200 Land $233,800 Building $279,400	$513,200 Land $233,800 Building $279,400
2021	$22,154.00