419 Ridge St, Algonquin, IL 60102 Property Records

McHenry County property record for 419 Ridge St, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,344 sqft · built 1957
Lot Size	0.348 acres (15,179 sqft)
Owner	Company Name on Record
Last Sale	$155,000 (Nov 2021)
Tax Bill	$6,541 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-34-401-002`

Property Details

APN / Parcel Number

Primary APN	`19-34-401-002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Brick Veneer
Lot Area	15,179 sqft (0.348 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	419 RIDGE ST
City	ALGONQUIN
State	IL
Zip	60102-2832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0062801 LT 8 BLK 8 JANAKS 2ND ADDN
Legal Subdivision	JANAKS 2ND ADDN
Legal Block	8
Legal Lot Number	8
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2018
Census Tract	871310

Owner

Source: McHenry County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	420 RIDGE ST, ALGONQUIN, IL 60102-2833
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Executor's Deed, Transfer · Conventional Mortgage BLUELEAF LENDING LLC
Aug 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Prior Sale	Mar 3, 1999 · Amount on Record
Deed Document Number	202162801
Prior Transfer Date	May 1, 2012
Prior Transfer Doc	0000020192
Record Updated	Jun 8, 2026

November 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 19, 2021
Property Address	419 RIDGE ST, ALGONQUIN, IL 60102-2832
Document Number	0000062801
Map Reference	DOC294995 MB12 PG39
Instrument Date	Oct 29, 2021
Instrument	2021R0062801
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	NLT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 RIDGE ST, ALGONQUIN, IL 60102-2833

Mortgage

Document Number	0000062397
Date	Nov 19, 2021
Instrument	2021R0062397

Lender

Name	BLUELEAF LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 10, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	419 RIDGE ST, ALGONQUIN, IL 60102-2832
Document Number	0000029128
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 RIDGE ST ALGONQUIN IL 601022832, ALGONQUIN, IL 60102-2832

Mortgage

Document Number	0000029128
Date	Aug 24, 2018
Instrument	29128

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,541.00	$83,628 (+26.49%) Land $14,647 Building $68,981	$250,884 (+26.49%) Land $43,941 Building $206,943
2022		$66,114 Land $20,317 Building $45,797	$198,342 Land $60,951 Building $137,391

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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