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414 Ridge St, Algonquin, IL 60102 Property Records

McHenry County property record for 414 Ridge St, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,309 sqft · built 1958
Lot Size0.281 acres (12,265 sqft)
OwnerTrust Name on Record
Deeds & MortgagesJun 2017 Mortgage
Mar 2020 Transfer
Flood ZoneZone X (minimal risk)
APN19-34-251-003

Property Details

APN / Parcel Number

Primary APN19-34-251-003

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,309 sqft
Gross Area4,618 sqft
1st Floor Area2,309 sqft

Exterior

Year BuiltBuilt 1958
Architectural StyleRanch
Exterior MaterialFrame Siding
Lot Area12,265 sqft (0.281 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address414 RIDGE ST
CityALGONQUIN
StateIL
Zip60102-2833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0007454 LT 13 BLK 7 JANAKS 2ND ADDN
Legal Range08E
Legal Township43N
Legal Section34
Legal SubdivisionJANAKS 2ND ADD
Legal Block7
Legal Lot Number13
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1025
Census Tract871404

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address414 RIDGE ST, ALGONQUIN, IL 60102-2833
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOME STATE BANK NA
Mar 3, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 3, 2020
Transfer Doc0000007454
Record UpdatedJun 7, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address414 RIDGE ST, ALGONQUIN, IL 60102-2833
Transaction TypeMortgage
Record UpdatedMay 27, 2021
Title CompanyHERITAGE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023351
DateJun 27, 2017
Instrument2017R0023351
Lender
NameHOME STATE BANK NA
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateMar 3, 2020
Property Address414 RIDGE ST, ALGONQUIN, IL 60102-2833
Document Number0000007454
Instrument DateFeb 26, 2020
Instrument7454
Transaction TypeTransfer
Record UpdatedMar 18, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address414 RIDGE ST ALGONQUIN IL 601022833, ALGONQUIN, IL 60102-2833

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$126,908 Land $19,202 Building $107,706$380,724 Land $57,606 Building $323,118

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Verizon.

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