421 Ridge St, Algonquin, IL 60102 Property Records

McHenry County property record for 421 Ridge St, Algonquin, IL 60102 · Last verified May 2024

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2 Baths
Year BuiltBuilt 1958
Square Footage2,246 sqft
Lot Size10,415 sqft (0.239 acres)
GarageAttached
OccupancyOwner Occupied
Last Sale$180,000 (2015)

Property Details

APN / Parcel Number

Primary APN19-34-401-003

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Building Area2,246 sqft
Gross Area3,517 sqft Gross Area
1st Floor2,246 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1958
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area10,415 sqft (0.239 acres)
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address421 RIDGE ST
CityALGONQUIN
StateIL
Zip60102-2832
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDOC 2015R0028503 LT 9 BLK 8 JANAKS 2ND ADDN
Legal Range08E
Legal Township43N
Legal Section34
Legal SubdivisionJANAKS 2ND ADD
Legal Block8
Legal Lot Number9
JurisdictionMCHENRY IL
Minor Civil DivisionALGONQUIN
Census Blockgroup2
Census Block2018
Census Tract871310

Owner

Source: McHenry County records · APN 19-34-401-003

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address421 RIDGE ST, ALGONQUIN, IL 60102-2832
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2022Deed of Trust, Mortgage · Line of Credit
KANE COUNTY TEACHERS CU
Jun 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
KANE COUNTY TEACHERS CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 03, 2015 · Amount on Record
Deed SaleAug 03, 2015 · Amount on Record
Prior SaleMar 06, 2007 · Amount on Record
Deed Doc NumberTRUSTEE DEED
Record RefreshedJun 07, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address421 RIDGE ST, ALGONQUIN, IL 60102-2832
Transaction TypeMortgage
Record UpdatedNov 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 S HAWTHORNE ST, ELGIN, IL 60123-5873

Mortgage

Document Number0000036358
DateOct 25, 2022
Instrument2022R0036358
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 24, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address421 RIDGE ST, ALGONQUIN, IL 60102-2832
Transaction TypeMortgage
Record UpdatedMay 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019281
DateJun 27, 2019
Instrument2019R0019281
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2034

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$80,151 Land $16,863 Building $63,288$240,453 Land $50,589 Building $189,864

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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