404 Ridge St, Algonquin, IL 60102 Property Records

McHenry County property record for 404 Ridge St, Algonquin, IL 60102 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,178 sqft · built 1956
Lot Size	0.244 acres (10,640 sqft)
Owner	Individual Name on File
Last Sale	$267,500 (Dec 2021)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-34-182-013`

Property Details

APN / Parcel Number

Primary APN	`19-34-182-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,178 sqft
Gross Area	1,778 sqft
1st Floor Area	1,178 sqft

Exterior

Year Built	Built 1956
Architectural Style	Split Level
Exterior Material	Frame Siding
Lot Area	10,640 sqft (0.244 acres)
Lot Dimensions	140 ft deep x 76 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	404 RIDGE ST
City	ALGONQUIN
State	IL
Zip	60102-2833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0066607 LT 11 /EX NWLY 4FT/ BLK 7 JANAKS 2ND ADDN
Legal Range	08E
Legal Township	43N
Legal Section	34
Legal Subdivision	JANAKS 2ND ADD
Legal Block	7
Legal Lot Number	11
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1025
Census Tract	871404

Owner

Source: McHenry County records · APN 19-34-182-013

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 RIDGE ST, ALGONQUIN, IL 60102-2833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	Nov 10, 2011
Deed Document Number	2021R0066607
Record Updated	Jun 07, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 14, 2021
Property Address	404 RIDGE ST, ALGONQUIN, IL 60102-2833
Document Number	0000066607
Map Reference	MB 12 PG 39
Instrument Date	Nov 08, 2021
Instrument	2021R0066607
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	PRECISION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$267.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 RIDGE ST, ALGONQUIN, IL 60102-2833

Mortgage

Document Number	0000066608
Date	Dec 14, 2021
Instrument	2021R0066608

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$54,629 Land $15,770 Building $38,859	$163,887 Land $47,310 Building $116,577

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118714041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.