McHenry County property record for 427 Ridge St, Algonquin, IL 60102 · Last verified May 2024
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1959 |
| Square Footage | 1,495 sqft |
| Lot Size | 10,500 sqft (0.241 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $150,000 (2015) |
Source: McHenry County records · APN 19-34-401-004
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 427 RIDGE ST, ALGONQUIN, IL 60102-2832 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 15, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 16, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2015 · Amount on Record |
| Deed Sale | Jul 06, 2015 · Amount on Record |
| Prior Sale | Nov 17, 2011 |
| Deed Doc Number | 0000024238 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 427 RIDGE ST, ALGONQUIN, IL 60102-2832 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 427 RIDGE ST, ALGONQUIN, IL 60102-2832 |
| Document Number | 0000026701 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025R0026701 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.6% |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 427 RIDGE ST, ALGONQUIN, IL 60102-2832 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000013077 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 2020R0013077 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 22, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.65% |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 427 RIDGE ST, ALGONQUIN, IL 60102-2832 |
| Document Number | 0000043479 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 427 RIDGE ST ALGONQUIN IL 601022832, ALGONQUIN, IL 60102-2832 |
| Document Number | 0000043479 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 43479 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $69,151 Land $15,387 Building $53,764 | $207,453 Land $46,161 Building $161,292 |
Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 19-34-401-004 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,495 sqft |
| Gross Area | 2,990 sqft Gross Area |
| 1st Floor | 1,495 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1959 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Brick Veneer Exterior |
| Lot Area | 10,500 sqft (0.241 acres) |
| Depth X Width | 140 ft x 75 ft Depth x Width |
| Heating System | Forced Air Heating |
|---|
| Street Address | 427 RIDGE ST |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-2832 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DOC 2015R0024238 LT 10 BLK 8 JANAKS 2ND ADDN |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 34 |
| Legal Subdivision | JANAKS 2ND ADD |
| Legal Block | 8 |
| Legal Lot Number | 10 |
| Jurisdiction | MCHENRY IL |
| Minor Civil Division | ALGONQUIN |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 871310 |
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