419 E Southern Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 419 E Southern Ave, Covington, KY 41015 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,164 sqft · built 1913
Lot Size0.232 acres (10,120 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Jan 2026)
Tax Bill$1,523 (2025)
Deeds & MortgagesJul 2021 Mortgage
May 2024 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN056-32-27-008.00

Property Details

APN / Parcel Number

Primary APN056-32-27-008.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories3 Stories
Building Area1,164 sqft Finished Area
Gross Area1,311 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1913
Exterior MaterialBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area10,120 sqft (0.232 acres)
Lot Dimensions110 ft deep x 92 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0563227008.00
Street Address419 E SOUTHERN AVE
CityCOVINGTON
StateKY
Zip41015-1563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDINMORE PARK PT LOTS 100-101 32,92'X 110' SS SOUTHERN 102.92' E GLENN
Legal SubdivisionDINMORE PARK-LATONIA
Legal Lot Number100,10
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1004
Census Tract61200

Owner

Source: Kenton County records · APN 056-32-27-008.00

Assessment roll updated April 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2210 29TH ST, ASHLAND, KY 41101-4830
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK NA
May 23, 2024Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Jan 12, 2026Warranty Deed, Transfer · Conventional Mortgage
MEMBERS CHOICE CU
Sep 21, 2018Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 12, 2026 · Amount on Record
Deed SaleJan 12, 2026 · Amount on Record
Prior SaleAug 17, 2012 · Amount on Record
Deed Document Number26059000000538
Deed Book / PageKC 384 / 524
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address419 E SOUTHERN AVE, COVINGTON, KY 41015-1563
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900178
DateJul 27, 2021
Book Page248/761
Instrument21072705900178
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJun 01, 2051

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address419 E SOUTHERN AVE, COVINGTON, KY 41015-1563
Transaction TypeMortgage
Record UpdatedFeb 10, 2026
Title CompanyBRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 E SOUTHERN AVE, COVINGTON, KY 41015-1563

Mortgage

Document Number0005900007
DateMay 23, 2024
Book PageKCM 550/41
Instrument24052305900007
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 25, 2054

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 12, 2026
Property Address419 E SOUTHERN AVE, COVINGTON, KY 41015-1563
Document Number0000000538
Book / PageKC 384 / 524
Instrument DateJan 08, 2026
Instrument26059000000538
Transaction TypeTransfer
Record UpdatedFeb 10, 2026
Title CompanyFIDELITY LAND AND TITLE, FIDELITY LAND TTL AGCY OF CI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$190.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5917 GREENSCAPE DR, FLORENCE, KY 41042-2860

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2210 29TH ST, ASHLAND, KY 41101-4830

Mortgage

Document Number0000000539
DateJan 12, 2026
Instrument26059000000539
Lender
NameMEMBERS CHOICE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 01, 2046

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address419 E SOUTHERN AVE, COVINGTON, KY 41015-1563
Document Number0000000070
Instrument DateSep 21, 2018
Transaction TypeMortgage
Record UpdatedOct 22, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 E SOUTHERN AVE COVINGTON KY 410151563, COVINGTON, KY 41015-1563

Mortgage

Document Number0000000070
DateOct 05, 2018
Book Page0C6517/000265
Instrument70
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueOct 04, 2048

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,523.00 (-0.52%)$115,000 (-) Land $10,000 Building $105,000$115,000 (-) Land $10,000 Building $105,000
2023$1,531.00$115,000 Land $10,000 Building $105,000$115,000 Land $10,000 Building $105,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170612001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force
Nearby Flood Claims22 (1993–2025)
Claims Outside the SFHA4 of 22
Most Recent ClaimApr 2025, other causes, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 13 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Ritte's East Historic District
listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 756 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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