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  5. E Southern Ave

418 E Southern Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 418 E Southern Ave, Covington, KY 41015 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,055 sqft · built 1913
Lot Size0.072 acres (3,126 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Jul 2020)
Tax Bill$1,590 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jul 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN056-32-26-015.00

Property Details

APN / Parcel Number

Primary APN056-32-26-015.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,055 sqft Finished Area
Gross Area1,230 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area3,126 sqft (0.072 acres)
Lot Dimensions93.6 ft deep x 33.4 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address418 E SOUTHERN AVE
CityCOVINGTON
StateKY
Zip41015-1562
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDINMORE PARK PT LOT 11 33.35'X 93.55' NS SOUTHERN 105.26' E GLENN AVE
Legal SubdivisionDINMORE PARK-LATONIA
Legal Lot Number11
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1003
Census Tract61200

Owner

Source: Kenton County records · APN 056-32-26-015.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address418 E SOUTHERN AVE, COVINGTON, KY 41015-1562
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2020Deed of Trust, Mortgage
HEALTH & EDUCATION FCU
Jul 30, 2020Warranty Deed, Transfer · Conventional with PMI
HEALTH & EDUCATION FCU
Nov 25, 2019Grant Deed, Transfer
SOJOURNERS TITLE AGENCY
Oct 07, 2019Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 30, 2020 · Amount on Record
Deed SaleJul 30, 2020 · Amount on Record
Prior SaleNov 25, 2019 · Amount on Record
Deed Document Number20205900291
Deed Book / Page34 / 615
Prior Transfer DateJan 30, 2014
Prior Transfer Doc0005900173
Record UpdatedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address418 E SOUTHERN AVE, COVINGTON, KY 41015-1562
Document Number0000000292
Instrument DateJul 28, 2020
Transaction TypeMortgage
Record UpdatedSep 10, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address418 E SOUTHERN AVE COVINGTON KY 410151562, COVINGTON, KY 41015-1562

Mortgage

Document Number0000000292
DateJul 30, 2020
Book Page000M76/000391
Instrument292
Lender
NameHEALTH & EDUCATION FCU
AddressLEXINGTON, KY 40511
Agreement
AmountAmount Recorded
Term360 Months
DueJul 29, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 30, 2020
Property Address418 E SOUTHERN AVE, COVINGTON, KY 41015-1562
Document Number0000000291
Book / Page000034 / 000615
Instrument DateJul 16, 2020
Instrument291
Transaction TypeTransfer
Record UpdatedSep 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address418 E SOUTHERN AVE COVINGTON KY 410151562, COVINGTON, KY 41015-1562

Mortgage

Document Number292
DateJul 30, 2020
Book Page000M76/000391
Instrument292
Lender
NameHEALTH & EDUCATION FCU
AddressLEXINGTON, KY 40511
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 29, 2050

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateNov 25, 2019
Property Address418 E SOUTHERN AVE, COVINGTON, KY 41015-1562
Document Number0000000259
Book / Page0C6810 / 000251
Instrument DateNov 15, 2019
Instrument259
Transaction TypeTransfer
Record UpdatedDec 12, 2019
Title CompanySOJOURNERS TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$61.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address500 WESTOVER DR #14104 SANFORD NC 273308941, 14104, SANFORD, NC 27330-8941
InvestorPossibly a Property Investor

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 07, 2019
Property Address418 E SOUTHERN AVE, COVINGTON, KY 41015-1562
Document Number0000000196
Book / Page0C6771 / 000184
Instrument DateSep 18, 2019
Instrument196
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$23.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address712 SPIRERIDGE CT COLD SPRING KY 410768717, COLD SPRING, KY 41076-8717

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,590.00 (-0.5%)$120,000 (-) Land $10,000 Building $110,000$120,000 (-) Land $10,000 Building $110,000
2023$1,598.00$120,000 Land $10,000 Building $110,000$120,000 Land $10,000 Building $110,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170612001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force
Nearby Flood Claims22 (1993–2025)
Claims Outside the SFHA4 of 22
Most Recent ClaimApr 2025, other causes, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 13 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Ritte's East Historic District
listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 756 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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