Kenton County property record for 413 E Southern Ave, Covington, KY 41015 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,496 sqft · built 1929 |
| Lot Size | 0.058 acres (2,544 sqft) |
| Owner | Company Name on File |
| Last Sale | $117,884 (Oct 2025) |
| Tax Bill | $1,656 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2026 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-32-27-011.00 |
| Primary APN | 056-32-27-011.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,496 sqft Finished Area |
| Gross Area | 2,024 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 2,544 sqft (0.058 acres) |
| Lot Dimensions | 80 ft deep x 31.8 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 413 E SOUTHERN AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1563 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | DINMORE PARK PT LOT 100 31.8'X 80' SEC GLENN & SOUTHERN |
| Legal Subdivision | DINMORE PARK-LATONIA |
| Legal Lot Number | 100 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 61200 |
Source: Kenton County records · APN 056-32-27-011.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4135 ALEXANDRIA PIKE, 109, COLD SPRING, KY 41076-6801 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · Commercial Mortgage RAC PROPERTIES INC |
| Jan 20, 2026 | Deed of Trust, Mortgage · Commercial Mortgage RAC PROPERTIES INC |
| Oct 29, 2025 | Warranty Deed, Transfer · Construction Mortgage CENTRAL FLORIDA INCOME FUND LLC |
| Oct 31, 2022 | Deed of Trust, Mortgage · Line of Credit TRADITIONAL BANK INC |
| Mar 02, 2022 | Deed, Transfer · Commercial Mortgage TRADITIONAL BANK INC |
| Dec 06, 2019 | Trustee's Deed, Transfer COREVEST AMERICAN FIN LENDER L |
| Feb 07, 2017 | Deed of Trust, Mortgage VALLEY CTRL BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 29, 2025 · Amount on Record |
| Deed Sale | Oct 29, 2025 · Amount on Record |
| Prior Sale | Dec 30, 2013 · Amount on Record |
| Deed Document Number | 2025120 |
| Deed Book / Page | 371 / 557 |
| Prior Transfer Date | Oct 11, 2019 |
| Prior Transfer Doc | 0005900245 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 413 E SOUTHERN AVE, COVINGTON, KY 41015-1563 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4135 ALEXANDRIA PIKE 109, 109, COLD SPRING, KY 41076-6801 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001183 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | KCM 727/58 |
| Instrument | 26059000001183 |
| Name | RAC PROPERTIES INC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEWPORT, KY 41076 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 413 E SOUTHERN AVE, COVINGTON, KY 41015-1563 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4135 ALEXANDRIA PIKE 109, 109, COLD SPRING, KY 41076-6801 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001181 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | KCM 727/1 |
| Instrument | 26059000001181 |
| Name | RAC PROPERTIES INC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEWPORT, KY 41076 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 29, 2025 |
| Property Address | 413 E SOUTHERN AVE, COVINGTON, KY 41015-1563 |
| Document Number | 0005900120 |
| Book / Page | KC 371 / 557 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 25102905900120 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4329 CRESCENT SPRINGS CT # AT, AT, LEXINGTON, KY 40515-4787 |
| Name | Verified Name |
|---|---|
| Address | 4135 ALEXANDRIA PIKE STE 104, 104, COLD SPRING, KY 41076-6801 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900056 |
|---|---|
| Date | Nov 18, 2025 |
| Book Page | KCM 707/401 |
| Instrument | 25111805900056 |
| Name | CENTRAL FLORIDA INCOME FUND LLC |
|---|---|
| Address | LAKELAND, FL 33801 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 413 E SOUTHERN AVE, COVINGTON, KY 41015-1563 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005900184 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 418/128 |
| Instrument | 22103105900184 |
| Name | TRADITIONAL BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 17, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 02, 2022 |
| Property Address | 413 E SOUTHERN AVE, COVINGTON, KY 41015-1563 |
| Document Number | 0005900062 |
| Book / Page | 150 / 938 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 22030205900062 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $705.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 141, WAUNAKEE, WI 53597-0141 |
| Name | Verified Name |
|---|---|
| Address | 4329 CRESCENT SPRINGS CT, LEXINGTON, KY 40515-4787 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900063 |
|---|---|
| Date | Mar 02, 2022 |
| Book Page | 343/103 |
| Instrument | 22030205900063 |
| Name | TRADITIONAL BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40509 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 17, 2032 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 06, 2019 |
| Property Address | 413 E SOUTHERN AVE, COVINGTON, KY 41015-1563 |
| Document Number | 0000000245 |
| Book / Page | 0C6821 / 000047 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 245 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2019 |
| Title Company | WESTCOR LTIC INVESTOR SERVICES, WESTCOR LTIC INVESTOR SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1263 HANOVER TRL WAUNAKEE WI 535972648, WAUNAKEE, WI 53597-2648 |
| Document Number | 246 |
|---|---|
| Date | Dec 06, 2019 |
| Book Page | 0C6821/000055 |
| Instrument | 246 |
| Name | COREVEST AMERICAN FIN LENDER L |
|---|---|
| Address | 1920 MAIN ST # 850, IRVINE, CA 92614-7285 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Dec 05, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 413 E SOUTHERN AVE, COVINGTON, KY 41015-1563 |
| Document Number | 0000000028 |
| Book / Page | 0C6105 / 000202 |
| Instrument Date | Feb 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 413 E SOUTHERN AVE COVINGTON KY 410151563, COVINGTON, KY 41015-1563 |
| Document Number | 0000000028 |
|---|---|
| Date | Mar 01, 2017 |
| Book Page | 0C6105/000202 |
| Instrument | 28 |
| Name | VALLEY CTRL BK |
|---|---|
| Address | LIBERTY TOWNSHIP, OH 45011 |
| Amount | Amount Recorded |
|---|
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,656.00 (+0.79%) | $125,000 (-) Land $10,000 Building $115,000 | $125,000 (-) Land $10,000 Building $115,000 |
| 2024 | $1,643.00 (-1.32%) | $125,000 (-) Land $10,000 Building $115,000 | $125,000 (-) Land $10,000 Building $115,000 |
| 2023 | $1,665.00 | $125,000 Land $10,000 Building $115,000 | $125,000 Land $10,000 Building $115,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170612001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 22 (1993–2025) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Apr 2025, other causes, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 756 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures