1. Home
  2. Kentucky
  3. Kenton County
  4. Covington
  5. E Southern Ave

415 E Southern Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 415 E Southern Ave, Covington, KY 41015 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,049 sqft · built 1917
Lot Size0.098 acres (4,290 sqft)
OwnerOwner Name on File
Last Sale$105,575 (Dec 2006)
Tax Bill$1,438 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Aug 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN056-32-27-010.00

Property Details

APN / Parcel Number

Primary APN056-32-27-010.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,049 sqft Finished Area
Gross Area1,373 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1917
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area4,290 sqft
Lot Dimensions110 ft deep x 39 ft wide
Garage TypeDetached
Garage Area209 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0563227010.00
Street Address415 E SOUTHERN AVE
CityCOVINGTON
StateKY
Zip41015-1563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDINMORE PARK PT LOTS 100-101 39'X 100' IRREG SS SOUTHERS AVE E
Legal SubdivisionDINMORE PARK-LATONIA
Legal Lot Number100,10
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1004
Census Tract61200

Owner

Source: Kenton County records · APN 056-32-27-010.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address415 E SOUTHERN AVE, COVINGTON, KY 41015-1563
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Aug 30, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Dec 23, 2016Deed of Trust, Mortgage · Conventional Mortgage
US BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 13, 2006 · Amount on Record
Deed SaleDec 13, 2006 · Amount on Record
Prior SaleApr 14, 2006 · Amount on Record
Deed Document Number0003240129
Deed Book / Page3240 / 129
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address415 E SOUTHERN AVE, COVINGTON, KY 41015-1563
Transaction TypeMortgage
Record UpdatedJan 05, 2024
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 E SOUTHERN AVE, COVINGTON, KY 41015-1563

Mortgage

Document Number0005900206
DateSep 23, 2021
Book Page276/623
Instrument21092305900206
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueJul 08, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address415 E SOUTHERN AVE, COVINGTON, KY 41015-1563
Transaction TypeMortgage
Record UpdatedJan 05, 2024
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 E SOUTHERN AVE, COVINGTON, KY 41015-1563

Mortgage

Document Number0005900382
DateAug 30, 2021
Book Page264/948
Instrument21083005900382
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term83 Months
DueJul 22, 2028

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address415 E SOUTHERN AVE, COVINGTON, KY 41015-1563
Document Number0000000142
Book / Page0C6077 / 000049
Instrument DateDec 23, 2016
Transaction TypeMortgage
Record UpdatedMay 11, 2017
Title CompanySOUTHWEST FINANCIAL, SOUTHWEST FIN'L SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 E SOUTHERN AVE COVINGTON KY 410151563, COVINGTON, KY 41015-1563

Mortgage

Document Number0000000142
DateJan 18, 2017
Book Page0C6077/000049
Instrument142
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 41015-1563
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 17, 2032

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,438.00 (-2.97%) Homeowner's exemption$157,700 (-) Land $10,000 Building $147,700$157,700 (-) Land $10,000 Building $147,700
2023$1,482.00 Homeowner's exemption$157,700 Land $10,000 Building $147,700$157,700 Land $10,000 Building $147,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170612001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force
Nearby Flood Claims22 (1993–2025)
Claims Outside the SFHA4 of 22
Most Recent ClaimApr 2025, other causes, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 13 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Ritte's East Historic District
listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 756 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on E Southern Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures