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417 E Southern Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 417 E Southern Ave, Covington, KY 41015 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,061 sqft · built 1913
Lot Size0.083 acres (3,619 sqft)
OwnerIndividual Name on File
Last Sale$147,000 (Mar 2021)
Tax Bill$1,947 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Mar 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN056-32-27-009.00

Property Details

APN / Parcel Number

Primary APN056-32-27-009.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,061 sqft Finished Area
Gross Area1,205 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1913
Exterior MaterialBrick
Foundation TypeStone
Roof MaterialComposition Shingle
Lot Area3,619 sqft (0.083 acres)
Lot Dimensions110 ft deep x 32.9 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0563227009.00
Street Address417 E SOUTHERN AVE
CityCOVINGTON
StateKY
Zip41015-1563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDINMORE PARK PT LOTS 100-101 32.92'X 110' SS SOUTHERN 70' E GLENN
Legal SubdivisionDINMORE PARK-LATONIA
Legal Lot Number100,10
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1004
Census Tract61200

Owner

Source: Kenton County records · APN 056-32-27-009.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address417 E SOUTHERN AVE, COVINGTON, KY 41015-1563
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SAVINGS BANK
Mar 11, 2020Grant Deed, Transfer
KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY
Feb 19, 2020Court-Ordered Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 18, 2021 · Amount on Record
Deed SaleMar 18, 2021 · Amount on Record
Prior SaleMar 11, 2020 · Amount on Record
Deed Document Number0000078586
Deed Book / Page78 / 586
Record UpdatedJun 08, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 18, 2021
Property Address417 E SOUTHERN AVE, COVINGTON, KY 41015-1563
Document Number0005900237
Book / Page78 / 586
Instrument DateMar 08, 2021
Instrument21031805900237
Transaction TypeTransfer
Record UpdatedJan 05, 2024
Title CompanyPROMINENT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3539 PARK DR, COVINGTON, KY 41015-1521

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2856 SYCAMORE CREEK DR, INDEPENDENCE, KY 41051-8410

Mortgage

Document Number0005900297
DateMar 19, 2021
Book Page186/582
Instrument21031905900297
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateMar 11, 2020
Property Address417 E SOUTHERN AVE, COVINGTON, KY 41015-1563
Document Number0000000019
Book / Page000011 / 000196
Instrument DateMar 04, 2020
Instrument19
Transaction TypeTransfer
Record UpdatedMay 22, 2020
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

AmountAmount Recorded
Tax$68.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3539 PARK DR COVINGTON KY 410151521, COVINGTON, KY 41015-1521

February 2020: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionKENTON KY
Recording DateFeb 19, 2020
Property Address417 E SOUTHERN AVE, COVINGTON, KY 41015-1563
Document Number0000000183
Book / Page000008 / 000059
Instrument DateNov 18, 2019
Instrument183
Transaction TypeForeclosure
Record UpdatedMar 19, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$60.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,947.00 (-0.56%)$147,000 (-) Land $10,000 Building $137,000$147,000 (-) Land $10,000 Building $137,000
2023$1,958.00$147,000 Land $10,000 Building $137,000$147,000 Land $10,000 Building $137,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170612001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force
Nearby Flood Claims22 (1993–2025)
Claims Outside the SFHA4 of 22
Most Recent ClaimApr 2025, other causes, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 13 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Ritte's East Historic District
listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 756 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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