4185 S Pack Saddle, Flagstaff, AZ 86005 Property Records

Coconino County property record for 4185 S Pack Saddle, Flagstaff, AZ 86005

Property Summary

Property TypeSingle Family Home
Details3,520 sqft · built 2005
Lot Size0.22 acres (9,583 sqft)
OwnerTrust Name on File
Last Sale$252,000 (Nov 2005)
Tax Bill$4,983 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN116-58-293

Property Details

APN / Parcel Number

Primary APN116-58-293
Alternative APN
  • R0095781

Interior

Total Rooms8 Rooms
Stories2 Stories
Building Area3,520 sqft Living Area
1st Floor Area1,760 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleBi-Level
Exterior MaterialWood
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Garage TypeBuilt-in
Garage Area695 sqft

Exterior Amenities

PorchMetal Porch
Porch Area55 sqft
Deck AreaDeck Area
Patio Area607 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR0095781
Street Address4185 S PACK SADDLE
CityFLAGSTAFF
StateAZ
Zip86005-2312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: ASPEN SHADOWS AM LOT: 55 SIXTEENTH: NE QUARTER: NW SECTION: 25 TOWNSHIP: 21N RANGE: 06E SIXTEENTH: NW QUARTER: NW SECTION: 25 TOWNSHIP: 21N RANGE: 06E
Legal Range06E
Legal Township21N
Legal Section25
Legal SubdivisionASPEN SHADOWS AM
Legal Lot Number55
JurisdictionCOCONINO AZ
Township / Civil DivisionFLAGSTAFF
Census Block Group1
Census Block1034
Census Tract2201

Owner

4185 S Pack Saddle is held in a trust since December 2005.

Source: Coconino County records, as of September 29, 2026

Owner of RecordTrust Name on File
Mailing Address17504 E BRUSHY MOUNTAIN CT, RIO VERDE, AZ 85263-5175
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2005 · Amount on File
Deed SaleNov 3, 2005 · Amount on File
Deed Document Number20053352815
Last Transfer DateDec 19, 2005
Transfer Doc0003363983
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address4185 S PACK SADDLE, FLAGSTAFF, AZ 86005-2312
Document Number0003865474
Instrument DateFeb 10, 2020
Transaction TypeMortgage
Record UpdatedMar 6, 2020
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3453 S 157TH WAY GILBERT AZ 85297, GILBERT, AZ 85297

Mortgage

Document Number0003865474
DateFeb 14, 2020
Instrument3865474
Lender
NameHILTON FIN'L
TypeFunding / Finance Company
AddressPHOENIX, AZ 85029
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4185 S Pack Saddle was $4,983, up 1.5% from the year before.

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCoconino County
Unified School DistrictFlagstaff Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$134,315 (+7.53%) Land $24,014 Building $110,301
2025$4,983.00 (+1.53%)$124,914 (+2.7%)$1,249,147 Land $218,313 Building $1,030,834
2024$4,908.00 (+0.99%)$121,629 Land $20,792 Building $100,837
2023$4,860.00$1,216,286 Land $207,917 Building $1,008,369

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4185 S Pack Saddle in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4185 S Pack Saddle is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 94% of the US · above 92% of Arizona
Wildfire Likelihood2% annual chance
ExposureNone
beyond ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCS FLAGSTAFF RANCH WATER COMPANY
public/private · serves 350 people · EPA ID AZ0403088
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityArsenic
resolved · Jul 2018
Treatment and ProcedureColiform assessment
currently in violation since Dec 2023
Sanitary survey deficiency not corrected
Sep 2019
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Bluespan Wireless.

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