418 Main St, Sutherland, IA 51058 Property Records

O'Brien County property record for 418 Main St, Sutherland, IA 51058

Property Summary

Property Type	Single Family Home
Details	2 bd · 5 ba · 1,630 sqft · built 1948
Lot Size	0.221 acres (9,652 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Feb 2019)
Tax Bill	$556 (2024)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000522500`

Property Details

APN / Parcel Number

Primary APN	`0000522500`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,630 sqft Living Area
1st Floor Area	822 sqft
Basement Area	822 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,652 sqft (0.221 acres)
Lot Dimensions	148 ft deep x 65 ft wide
Garage Type	Mixed
Garage Area	1,092 sqft
Porch	Porch
Porch Area	24 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	418 MAIN ST
City	SUTHERLAND
State	IA
Zip	51058-7618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BONATHS ADDITION N 65 OF LOT 18 BLK 1
Legal Subdivision	BONATH'S ADD
Legal Block	1
Legal Lot Number	18
Jurisdiction	O'BRIEN IA
Township / Civil Division	WATERMAN
Census Block Group	2
Census Block	2033
Census Tract	490400

Owner

Source: O'Brien County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	418 MAIN ST, SUTHERLAND, IA 51058-7618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2019 · Amount on Record
Deed Sale	Feb 1, 2019 · Amount on Record
Deed Document Number	2019-00234
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Feb 1, 2019
Property Address	418 MAIN ST, SUTHERLAND, IA 51058-7618
Document Number	201900234
Instrument Date	Jan 28, 2019
Instrument	2019-00234
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 MAIN ST, 418, SUTHERLAND, IA 51058-7618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 LAKE ST, SPIRIT LAKE, IA 51360-1650

Mortgage

Document Number	201900235
Date	Feb 1, 2019
Instrument	2019-00235

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2029

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sutherland City
Unified School District	South O'Brien Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$143,450 (+26.79%) Land $6,630 Building $136,820	$143,450 (+26.79%) Land $6,630 Building $136,820
2024	$556.00 (-2.8%)
2023		$113,140 (+78.6%) Land $5,300 Building $107,840	$113,140 (+78.6%) Land $5,300 Building $107,840
2022	$572.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$63,350 Land $3,320 Building $60,030
2021			$63,350 Land $3,320 Building $60,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUTHERLAND WATER SUPPLY serves 629 people · EPA ID IA7177007
Water Source	Purchased groundwater from OSCEOLA RURAL WATER SYSTEM-SOUTH
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Westel Systems Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20