500 Main St, Sutherland, IA 51058 Property Records

O'Brien County property record for 500 Main St, Sutherland, IA 51058

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,173 sqft · built 1920
Lot Size0.273 acres (11,880 sqft)
Owner2 Individual Names on File
Last Sale$271,500 (May 2024)
Tax Bill$1,848 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Aug 2021 Sale
Flood ZoneZone X (minimal risk)
APN0000522200

Property Details

APN / Parcel Number

Primary APN0000522200

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,173 sqft Living Area
1st Floor Area676 sqft
AtticAttic
Attic Area237 sqft
Basement Area676 sqft
Unfinished Basement676 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleA-Frame
Exterior MaterialStone
Construction TypeStone
Roof TypeHip
Roof MaterialAsphalt
Lot Area11,880 sqft (0.273 acres)
Lot Dimensions148 ft deep x 80 ft wide
Garage TypeAttached
Garage Area676 sqft

Exterior Amenities

PorchPorch
Porch Area168 sqft
Deck Area180 sqft
Patio Area66 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address500 MAIN ST
CitySUTHERLAND
StateIA
Zip51058-7619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBONATHS ADDITION LOT 16 EXC ST BLK 1
Legal SubdivisionBONATH'S ADD
Legal Block1
Legal Lot Number16
JurisdictionO'BRIEN IA
Township / Civil DivisionWATERMAN
Census Block Group2
Census Block2040
Census Tract490400

Owner

500 Main St is owned and occupied by two individuals who bought it in May 2024.

Source: O'Brien County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address500 MAIN ST, SUTHERLAND, IA 51058-7619
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2023Deed of Trust, Mortgage · Line of Credit
SECURITY STATE BANK
Aug 26, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2024 · Amount on File
Deed SaleMay 30, 2024 · Amount on File
Prior SaleJan 25, 2023 · Amount on File
Deed Document Number20241109
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionO'BRIEN IA
Property Address500 MAIN ST, SUTHERLAND, IA 51058-7619
Transaction TypeMortgage
Record UpdatedMay 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 481, SUTHERLAND, IA 51058-0481

Mortgage

Document Number0020230761
DateApr 25, 2023
Instrument2023-0761
Lender
NameSECURITY STATE BANK
TypeBank
AddressSUTHERLAND, IA 51058
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionO'BRIEN IA
Recording DateAug 26, 2021
Property Address500 MAIN ST, SUTHERLAND, IA 51058-7619
Document Number202102553
Instrument DateAug 9, 2021
Instrument2021-02553
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

AmountAmount on Record
Tax$11.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 450TH ST, SUTHERLAND, IA 51058-7004

Tax Assessment & Valuation

The 2025 property tax bill for 500 Main St was $1,848, up 259.5% from the year before.

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateIowa
CountyO'Brien County
MunicipalitySutherland City
Unified School DistrictSouth O'Brien Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,848.00 (+259.53%)$147,250 Land $8,160 Building $139,090$147,250 Land $8,160 Building $139,090
2024$514.00
2023$36,850 (+535.34%) Land $6,530 Building $30,320$36,850 Land $6,530 Building $30,320
2022$102.00$5,800 Land $4,080 Building $1,720
2021$5,800 Land $4,080 Building $1,720

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 500 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUTHERLAND WATER SUPPLY
serves 629 people · EPA ID IA7177007
Water SourcePurchased groundwater from OSCEOLA RURAL WATER SYSTEM-SOUTH
Last State InspectionSep 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Westel Systems
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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