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415 Main St, Sutherland, IA 51058 Property Records

O'Brien County property record for 415 Main St, Sutherland, IA 51058

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,361 sqft · built 1900
Lot Size0.224 acres (9,765 sqft)
Owner2 Individual Names on Record
Tax Bill$484 (2025)
Deeds & MortgagesApr 2026 Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN0000524300

Property Details

APN / Parcel Number

Primary APN0000524300

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms11 Rooms
Stories1 Story
Building Area1,361 sqft Living Area
1st Floor Area878 sqft
AtticAttic
Attic Area483 sqft
Basement Area878 sqft
Unfinished Basement878 sqft
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleA-Frame
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,765 sqft (0.224 acres)
Lot Dimensions105 ft deep x 93 ft wide
Garage TypeAttached
Garage Area484 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemRadiant
Water SourceCommercial

Location & Zoning

Street Address415 MAIN ST
CitySUTHERLAND
StateIA
Zip51058-7618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBONATHS ADDITION E 105 OF LOT 7 BLK 2
Legal SubdivisionBONATH'S ADD
Legal Block2
Legal Lot Number7
JurisdictionO'BRIEN IA
Township / Civil DivisionWATERMAN
Census Block Group2
Census Block2034
Census Tract490400

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address415 MAIN ST, SUTHERLAND, IA 51058-7618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 13, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionO'BRIEN IA
Recording DateApr 23, 2026
Property Address415 MAIN ST, SUTHERLAND, IA 51058-7618
Document Number0000001202
Instrument DateApr 18, 2026
Instrument20261202
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 MAIN ST, SUTHERLAND, IA 51058-7618
InvestorPossibly a Property Investor

Mortgage

Document Number0000001202,
DateApr 23, 2026
Instrument20261202
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionO'BRIEN IA
Property Address415 MAIN ST, SUTHERLAND, IA 51058-7618
Transaction TypeMortgage
Record UpdatedMay 30, 2019
Title CompanyTITLE SOURCE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201901056
DateMay 13, 2019
Instrument2019-01056
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateIowa
CountyO'Brien County
MunicipalitySutherland City
Unified School DistrictSouth O'Brien Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$484.00 (+38.29%) Homeowner's exemption$64,120 (+29.4%) Land $8,370 Building $55,750$64,120 (+29.4%) Land $8,370 Building $55,750
2024$350.00 (-14.22%)
2023$49,550 (+53.88%) Land $6,700 Building $42,850$49,550 (+53.88%) Land $6,700 Building $42,850
2022$408.00 Homeowner's exemption$32,200 Land $4,190 Building $28,010
2021$32,200 Land $4,190 Building $28,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUTHERLAND WATER SUPPLY
serves 629 people · EPA ID IA7177007
Water SourcePurchased groundwater from OSCEOLA RURAL WATER SYSTEM-SOUTH
Last State InspectionSep 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Westel Systems
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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