503 Main St, Sutherland, IA 51058 Property Records

O'Brien County property record for 503 Main St, Sutherland, IA 51058

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,955 sqft · built 1919
Lot Size0.191 acres (8,340 sqft)
OwnerIndividual Name on File
Last Sale$35,000 (Jun 2019)
Tax Bill$1,484 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Jun 2019 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN0000540900

Property Details

APN / Parcel Number

Primary APN0000540900

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,955 sqft Living Area
1st Floor Area900 sqft
Basement Area900 sqft
Unfinished Basement900 sqft
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,340 sqft (0.191 acres)
Lot Dimensions139 ft deep x 60 ft wide
Garage TypeDetached
Garage Area756 sqft
PorchSlab
Porch Area516 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemRadiant
Water SourceCommercial

Location & Zoning

Street Address503 MAIN ST
CitySUTHERLAND
StateIA
Zip51058-7619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description07-94-39 AUD SUBD S 1/2 SW 1/4 S 60 OF N 141 OF E 139 OF LOT 11
Legal Range39W
Legal Township94N
Legal Section07
Legal SubdivisionAUD SUBD
Legal Lot Number11
JurisdictionO'BRIEN IA
Township / Civil DivisionWATERMAN
Census Block Group2
Census Block2039
Census Tract490400

Owner

503 Main St is owned and occupied by an individual who bought it in June 2019.

Source: O'Brien County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address503 MAIN ST, SUTHERLAND, IA 51058-7619
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Deed of Trust, Mortgage · Line of Credit
SECURITY STATE BANK
Jun 17, 2019Warranty Deed, Transfer · Line of Credit
SECURITY STATE BANK
Aug 8, 2007Legal Action/Court Order, Foreclosure · Line of Credit
SECURITY STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2019 · Amount on File
Deed SaleJun 17, 2019 · Amount on File
Prior SaleMay 21, 2009 · Amount on File
Deed Document Number20191331
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionO'BRIEN IA
Property Address503 MAIN ST, SUTHERLAND, IA 51058-7619
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 MAIN ST, SUTHERLAND, IA 51058-7619

Mortgage

Document Number0020231603
DateJul 31, 2023
Instrument2023-1603
Lender
NameSECURITY STATE BANK
TypeBank
AddressPAULLINA, IA 51046
Agreement
TypeLine of Credit
AmountAmount on Record
Term62 Months
DueSep 21, 2028

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionO'BRIEN IA
Recording DateJun 17, 2019
Property Address503 MAIN ST, SUTHERLAND, IA 51058-7619
Document Number201901331
Instrument DateJun 12, 2019
Instrument2019-01331
Transaction TypeTransfer
Record UpdatedOct 18, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$55.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 MAIN ST, SUTHERLAND, IA 51058-7619

Mortgage

Document Number201901332
DateJun 17, 2019
Instrument2019-01332
Lender
NameSECURITY STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

August 2007: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionO'BRIEN IA
Recording DateAug 8, 2007
Property Address503 MAIN ST, SUTHERLAND, IA 51058-7619
Document Number0200702001
Instrument DateJul 20, 2007
Instrument2007-02001
Transaction TypeForeclosure
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$68.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4820 YEW AVE, SUTHERLAND, IA 51058-7442

Mortgage

Document Number0200702002
DateAug 8, 2007
Instrument2007-02002
Lender
NameSECURITY STATE BANK
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 503 Main St was $1,484 with a homeowner's exemption, up 57.2% from the year before.

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateIowa
CountyO'Brien County
MunicipalitySutherland City
Unified School DistrictSouth O'Brien Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,484.00 (+57.2%) Homeowner's exemption$129,250 Land $6,000 Building $123,250$129,250 Land $6,000 Building $123,250
2024$944.00
2023$76,880 (+25.79%) Land $4,800 Building $72,080$76,880 Land $4,800 Building $72,080
2022$566.00 Disabled Person's exemption Senior Citizen's exemption$61,120 Land $3,000 Building $58,120
2021$61,120 Land $3,000 Building $58,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUTHERLAND WATER SUPPLY
serves 629 people · EPA ID IA7177007
Water SourcePurchased groundwater from OSCEOLA RURAL WATER SYSTEM-SOUTH
Last State InspectionSep 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Westel Systems
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Main St

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