O'Brien County property record for 411 Main St, Sutherland, IA 51058
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,386 sqft · built 1925 |
| Lot Size | 0.404 acres (17,577 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Jun 2021) |
| Tax Bill | $1,104 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000524000 |
| Primary APN | 0000524000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,386 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 410 sqft |
| Unfinished Basement | 382 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,577 sqft (0.404 acres) |
| Lot Dimensions | 189 ft deep x 93 ft wide |
| Garage Type | Detached |
| Garage Area | 312 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 476 sqft |
| Deck Area | 224 sqft |
| Patio Area | 224 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 411 MAIN ST |
|---|---|
| City | SUTHERLAND |
| State | IA |
| Zip | 51058-7618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BONATHS ADDITION LOT 5 BLK 2 |
| Legal Subdivision | BONATH'S ADD |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | O'BRIEN IA |
| Township / Civil Division | WATERMAN |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 490400 |
411 Main St is owned and occupied by an individual who bought it in June 2021.
Source: O'Brien County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 411 MAIN ST, SUTHERLAND, IA 51058-7618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 21, 2021 | Warranty Deed, Transfer · FHA Mortgage FLANAGAN STATE BANK |
| Nov 20, 2019 | Warranty Deed, Transfer · Line of Credit CITIZENS STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2021 · Amount on File |
| Deed Sale | Jun 21, 2021 · Amount on File |
| Prior Sale | Nov 20, 2019 · Amount on File |
| Deed Document Number | 20211914 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Property Address | 411 MAIN ST, SUTHERLAND, IA 51058-7618 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 411 MAIN ST, SUTHERLAND, IA 51058-7618 |
| Document Number | 0020231455 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 2023-1455 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Recording Date | Jun 21, 2021 |
| Property Address | 411 MAIN ST, SUTHERLAND, IA 51058-7618 |
| Document Number | 202101914 |
| Instrument Date | Jun 3, 2021 |
| Instrument | 2021-01914 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 MAIN ST, SUTHERLAND, IA 51058-7618 |
| Document Number | 202101915 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 2021-01915 |
| Name | FLANAGAN STATE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Recording Date | Nov 20, 2019 |
| Property Address | 411 MAIN ST, SUTHERLAND, IA 51058-7618 |
| Document Number | 201902612 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 2019-02612 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $24.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 411 MAIN ST, SUTHERLAND, IA 51058-7618 |
| Document Number | 201902613 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 2019-02613 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Nov 1, 2031 |
The 2025 property tax bill for 411 Main St was $1,104 with a homeowner's exemption, up 22.9% from the year before.
Source: O'Brien County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | O'Brien County |
| Municipality | Sutherland City |
| Unified School District | South O'Brien Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,104.00 (+22.94%) Homeowner's exemption | $98,890 Land $10,140 Building $88,750 | $98,890 Land $10,140 Building $88,750 |
| 2024 | $898.00 | ||
| 2023 | $76,070 (+131.78%) Land $8,110 Building $67,960 | $76,070 Land $8,110 Building $67,960 | |
| 2022 | $418.00 Homeowner's exemption | $32,820 Land $5,070 Building $27,750 | |
| 2021 | $32,820 Land $5,070 Building $27,750 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 411 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 411 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUTHERLAND WATER SUPPLY serves 629 people · EPA ID IA7177007 |
|---|---|
| Water Source | Purchased groundwater from OSCEOLA RURAL WATER SYSTEM-SOUTH |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Westel Systems Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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