418 Huggins St, Owosso, MI 48867 Property Records

Shiawassee County property record for 418 Huggins St, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Sep 2020)
Tax Bill	$1,887 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050-430-000-023-00`

Property Details

APN / Parcel Number

Primary APN	`050-430-000-023-00`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,336 sqft Living Area
1st Floor Area	928 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Custom Design
Lot Area	6,534 sqft (0.15 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	418 HUGGINS ST
City	OWOSSO
State	MI
Zip	48867-3610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NE COR OF LOT 25 TH W 132' AL'G N LN OF LOTS 25 & 24 N 50' EST'LY 132' S 50'TO BEGIN LOUISA MERELLS ADD
Legal Subdivision	LOUISA MERELLS ADD
Legal Lot Number	N,25,24
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	3
Census Block	3013
Census Tract	30800

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	418 HUGGINS ST, OWOSSO, MI 48867-3610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Prior Sale	Oct 14, 2014 · Amount on Record
Deed Document Number	20203336192
Deed Book / Page	1272 / 535
Prior Transfer Date	Jan 7, 2004
Prior Transfer Doc	0003115720
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 2, 2020
Property Address	418 HUGGINS ST, OWOSSO, MI 48867-3610
Document Number	0012720535
Book / Page	1272 / 535
Map Reference	LB U PG 964
Instrument Date	Aug 28, 2020
Instrument	3336192
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9886 S NEW LOTHROP RD, 9886, DURAND, MI 48429-9465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 HUGGINS ST, OWOSSO, MI 48867-3610

Mortgage

Document Number	3336193
Date	Sep 2, 2020
Instrument	3336193

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,900 (+10.33%)	$121,800 (+10.33%)
2025	$1,887.00 (+4.89%) Homeowner's exemption	$55,200 (+20.79%)	$110,400 (+20.79%)
2024	$1,799.00
2023	$1,799.00 Homeowner's exemption	$45,700	$91,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20