Shiawassee County property record for 402 Huggins St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,052 sqft · built 1885 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Sep 2022) |
| Tax Bill | $1,996 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-430-000-010-00 |
| Primary APN | 050-430-000-010-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,052 sqft Living Area |
| 1st Floor Area | 892 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Custom Design |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 66 ft deep x 76 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 402 HUGGINS ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 15 16 (EX W 48') LOUISA MERELLS ADD |
| Legal Subdivision | LOUISA MERELLS ADD |
| Legal Lot Number | 15-16 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 30800 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 402 HUGGINS ST, OWOSSO, MI 48867-3610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Sep 16, 2022 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on Record |
| Deed Sale | Sep 16, 2022 · Amount on Record |
| Deed Document Number | 20223364510 |
| Deed Book / Page | 1300 / 537 |
| Prior Transfer Date | Jul 9, 2014 |
| Prior Transfer Doc | 0012000865 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 402 HUGGINS ST, OWOSSO, MI 48867-3610 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1008 S CHESTNUT ST, OWOSSO, MI 48867-4083 |
| Document Number | 0013000285 |
|---|---|
| Date | Sep 9, 2022 |
| Book Page | 1300/285 |
| Instrument | 3364245 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 16, 2022 |
| Property Address | 402 HUGGINS ST, OWOSSO, MI 48867-3610 |
| Document Number | 0013000537 |
| Book / Page | 1300 / 537 |
| Map Reference | LB U PG 964 |
| Instrument Date | Sep 7, 2022 |
| Instrument | 3364510 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2745 NW FOREST AVE, BEAVERTON, OR 97006-5445 |
| Name | Verified Name |
|---|---|
| Address | 402 HUGGINS ST, OWOSSO, MI 48867-3610 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,900 (+10.08%) | $115,800 (+10.08%) | |
| 2025 | $1,996.00 (+4.89%) Homeowner's exemption | $52,600 (+20.64%) | $105,200 (+20.64%) |
| 2024 | $1,903.00 | ||
| 2023 | $1,903.00 Homeowner's exemption | $43,600 | $87,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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