22 E 16th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 22 E 16th St, Chattanooga, TN 37408

Property Summary

Property Type	Townhouse
Details	4 ba · 2,345 sqft · built 2018
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (May 2019)
Tax Bill	$2,426 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Sep 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`145LD C 002 C002`

Property Details

APN / Parcel Number

Primary APN	`145LD C 002 C002`
Alternative APN	`0000386987`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,345 sqft Living Area

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000386987
Old Parcel Number	145LDC 002 C002
Street Address	22 E 16TH ST
City	CHATTANOOGA
State	TN
Zip	37408-1241
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	UNIT 2 16TH STREET TOWNHOMES PB 111 73 FOR 2019
Legal Subdivision	MYERS ADD
Legal Unit	2
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1077
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 E 16TH ST, CHATTANOOGA, TN 37408-1241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BK
Sep 27, 2019	Warranty Deed, Transfer · Conventional with PMI MORTGAGE INVTRS
Jun 26, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK
May 30, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019 · Amount on Record
Deed Sale	May 30, 2019 · Amount on Record
Deed Document Number	2019053000192
Deed Book / Page	11654 / 929
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	22 E 16TH ST, CHATTANOOGA, TN 37408-1241
Document Number	0807000133
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 E 16TH ST CHATTANOOGA TN 374081241, CHATTANOOGA, TN 37408-1241

Mortgage

Document Number	0807000133
Date	Aug 7, 2020
Book Page	012105/000459
Instrument	200807000133

Lender

Name	TRUIST BK
Address	NASHVILLE, TN 37219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 27, 2019
Property Address	22 E 16TH ST, CHATTANOOGA, TN 37408-1241
Document Number	0927000106
Book / Page	011771 / 000796
Instrument Date	Sep 26, 2019
Instrument	190927000106
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,772.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	26 E 16TH ST CHATTANOOGA TN 374081247, CHATTANOOGA, TN 37408-1247

Mortgage

Document Number	927000107
Date	Sep 27, 2019
Book Page	011771/000799
Instrument	190927000107

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	22 E 16TH ST, CHATTANOOGA, TN 37408-1241
Document Number	0705000093
Instrument Date	Jun 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	22 E 16TH ST CHATTANOOGA TN 374081241, CHATTANOOGA, TN 37408-1241

Mortgage

Document Number	0705000093
Date	Jul 5, 2019
Book Page	011690/000103
Instrument	190705000093

Lender

Name	SUNTRUST BK
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2049

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 30, 2019
Property Address	22 E 16TH ST, CHATTANOOGA, TN 37408-1241
Document Number	0530000192
Book / Page	011654 / 000929
Instrument Date	May 29, 2019
Instrument	190530000192
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 11, 2019
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,739.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	22 E 16TH ST CHATTANOOGA TN 374081241, CHATTANOOGA, TN 37408-1241

Mortgage

Document Number	530000193
Date	May 30, 2019
Book Page	011654/000932
Instrument	190530000193

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 29, 2029

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,426.00 (-13.54%)	$160,075 (+27.6%)	$640,300 (+27.6%) Land $150,000 Building $490,300
2023	$2,806.00	$125,450	$501,800 Land $50,000 Building $451,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2000)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Apr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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