4177 Rue Sanchez, Biloxi, MS 39532 Property Records

Harrison County property record for 4177 Rue Sanchez, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,772 sqft · built 2013
Lot Size	0.509 acres (22,211 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,646 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2013 Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`1308H-02-001.008`

Property Details

APN / Parcel Number

Primary APN	`1308H-02-001.008`
Alternative APN	`105310`

Interior

Full Baths	1 Bath
Building Area	2,772 sqft Adjusted Area
1st Floor Area	1,917 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Roof Type	Hip
Roof Material	Metal
Lot Area	22,211 sqft (0.509 acres)
Deck Area	100 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4177 RUE SANCHEZ
City	BILOXI
State	MS
Zip	39532-6002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT NW COR OF LOT 8 WELLS FERRY LANDING SUBD PH 3 E 117.2 FT TO W MAR OF RUE SANCHEZ SELY 66.4 FT ALONG RD S 26 DG W 45 FT
Legal Range	09W
Legal Township	07S
Legal Section	05
Legal Subdivision	WELLS FERRY LANDING SUBD PHASE
Legal Phase	3
Legal Lot Number	8,7
Jurisdiction	HARRISON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1021
Census Tract	3406

Owner

4177 Rue Sanchez is owned and occupied by two individuals who acquired it in March 2026.

Source: Harrison County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4177 RUE SANCHEZ, BILOXI, MS 39532-6002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Oct 10, 2013	Deed of Trust, Mortgage BANCORPSOUTH BANK
Oct 10, 2013	Deed of Trust, Mortgage BANCORPSOUTH BANK
Jan 22, 2014	Deed of Trust, Mortgage BANCORPSOUTH BANK
Dec 29, 2015	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK STATE CHARTERED INSTIT
Mar 6, 2026	Warranty Deed, Transfer
Jan 18, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026
Deed Sale	Mar 6, 2026
Deed Document Number	20261237
Prior Transfer Date	Jan 18, 2022
Prior Transfer Doc	0000000454
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	4177 RUE SANCHEZ, BILOXI, MS 39532-6002
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200004448TJ2
Date	Dec 7, 2020
Instrument	2020-0004448-T-J2

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	4177 RUE SANCHEZ, BILOXI, MS 39532-6002
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4177 RUE SANCHEZ, BILOXI, MS 39532-6002

Mortgage

Document Number	20130003667TJ2
Date	Oct 10, 2013
Instrument	20130003667TJ2

Lender

Name	BANCORPSOUTH BANK
Address	TUPELO, MS 38803

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2043

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	4177 RUE SANCHEZ, BILOXI, MS 39532-6002
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4177 RUE SANCHEZ, BILOXI, MS 39532-6002

Mortgage

Document Number	20130003668TJ2
Date	Oct 10, 2013
Instrument	20130003668TJ2

Lender

Name	BANCORPSOUTH BANK
Address	TUPELO, MS 38803

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 10, 2028

January 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	4177 RUE SANCHEZ, BILOXI, MS 39532-6002
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8801 MARINA AVE, OCEAN SPRINGS, MS 39564-9493

Mortgage

Document Number	2014203TJ2
Date	Jan 22, 2014
Instrument	2014-203-T-J2

Lender

Name	BANCORPSOUTH BANK
Address	TUPELO, MS 38803

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 5, 2034

December 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	4177 RUE SANCHEZ, BILOXI, MS 39532-6002
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20153978TJ2
Date	Dec 29, 2015
Instrument	20153978TJ2

Lender

Name	BANCORPSOUTH BANK STATE CHARTERED INSTIT

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2036

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Mar 6, 2026
Property Address	4177 RUE SANCHEZ, BILOXI, MS 39532-6002
Document Number	20260001237DJ2
Instrument Date	Mar 6, 2026
Instrument	2026-0001237-D-J2
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13800 E EL BONITO DR, OCEAN SPRINGS, MS 39564-2530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4177 RUE SANCHEZ, BILOXI, MS 39532-6002

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARRISON MS
Recording Date	Jan 18, 2022
Property Address	4177 RUE SANCHEZ, BILOXI, MS 39532-6002
Document Number	20220000454DJ2
Instrument Date	Jan 18, 2022
Instrument	2022-0000454-D-J2
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8801 MARINA AVE, OCEAN SPRINGS, MS 39564-9493

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8801 MARINA AVE, OCEAN SPRINGS, MS 39564-9493

Tax Assessment & Valuation

The 2025 property tax bill for 4177 Rue Sanchez was $2,646 with a homeowner's exemption, up 1.8% from the year before.

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,646.00 (+1.77%) Homeowner's exemption	$31,704	$317,034 Land $129,375 Building $187,659
2024	$2,600.00 (-0.5%)
2023	$2,613.00 (+58.17%) Homeowner's exemption	$30,998	$309,970 Land $129,375 Building $180,595
2022	$1,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4177 Rue Sanchez in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	10 (2005–2026)
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4177 Rue Sanchez is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 87% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CoastConnect Fiber	2,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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