417 Rumple St, Troutman, NC 28166 Property Records

Iredell County property record for 417 Rumple St, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,739 sqft · built 1995
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$146,000 (Sep 1996)
Tax Bill	$3,847 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4731-93-4167.000`

Property Details

APN / Parcel Number

Primary APN	`4731-93-4167.000`
Alternative APN	`77383098`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,739 sqft Heated Area
Gross Area	4,000 sqft
1st Floor Area	1,739 sqft
Basement Area	1,739 sqft
Finished Basement	1,739 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	200 ft deep x 25 ft wide

Exterior Amenities

Porch	Slab
Porch Area	282 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	77383098
Street Address	417 RUMPLE ST
City	TROUTMAN
State	NC
Zip	28166-8520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	#130-134 HOLTSHOUSER PB 4-64
Legal Subdivision	TROUTMAN AREA WEST
Legal Block	93
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	3
Census Block	3006
Census Tract	61202

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	417 RUMPLE ST, TROUTMAN, NC 28166-8520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Jan 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC
Mar 4, 2019	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 1996 · Amount on File
Deed Sale	Sep 1, 1996 · Amount on File
Prior Sale	Jun 1, 1995 · Amount on File
Deed Book / Page	998 / 1885
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Recording Date	Jun 23, 2026
Property Address	417 RUMPLE ST, TROUTMAN, NC 28166-8520
Document Number	3222002331
Book / Page	3222 / 2331
Instrument Date	Jun 18, 2026
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 RUMPLE ST, TROUTMAN, NC 28166-8520

Mortgage

Document Number	3222002331,
Date	Jun 23, 2026
Book Page	3222/2331

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.51%
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	417 RUMPLE ST, TROUTMAN, NC 28166-8520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24711657
Date	Jan 30, 2017
Book Page	2471/1657

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	417 RUMPLE ST, TROUTMAN, NC 28166-8520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	26051098
Date	Mar 4, 2019
Book Page	2605/1098

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Troutman Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,350 (-) Land $48,000 Building $296,350	$344,350 (-) Land $48,000 Building $296,350
2025	$3,847.00	$344,350 (-) Land $48,000 Building $296,350	$344,350 (-) Land $48,000 Building $296,350
2024	$3,847.00	$344,350 (-) Land $48,000 Building $296,350	$344,350 (-) Land $48,000 Building $296,350
2023	$3,847.00 (+59.56%)	$344,350 (+69.51%) Land $48,000 Building $296,350	$344,350 (+69.51%) Land $48,000 Building $296,350
2022	$2,411.00	$203,150 Land $18,000 Building $185,150	$203,150 Land $18,000 Building $185,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TROUTMAN serves 9,562 people · EPA ID NC0149030
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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