312 Rumple St, Troutman, NC 28166 Property Records

Iredell County property record for 312 Rumple St, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,776 sqft · built 1962
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Jun 2025)
Tax Bill	$4,585 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4731-94-6162.000`

Property Details

APN / Parcel Number

Primary APN	`4731-94-6162.000`
Alternative APNs	`80077252` `80101678`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,776 sqft Heated Area
Gross Area	4,518 sqft
1st Floor Area	2,776 sqft
Basement Area	1,094 sqft
Finished Basement	619 sqft
Unfinished Basement	475 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	200 ft deep x 150 ft wide
Garage Type	Carport
Garage Area	462 sqft
Carport	Carport
Carport Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	576 sqft
Porch	Slab
Porch Area	66 sqft
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	80101678
Street Address	312 RUMPLE ST
City	TROUTMAN
State	NC
Zip	28166-8525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	PT L42-48 HOLTSHOUSER PB 4-64
Legal Subdivision	TROUTMAN AREA WEST
Legal Block	94
Legal Lot Number	42-48
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	3
Census Block	3004
Census Tract	61202

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	312 RUMPLE ST, TROUTMAN, NC 28166-8525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 27, 2025	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Apr 21, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Dec 2, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Prior Sale	Apr 21, 2023 · Amount on File
Deed Book / Page	3145 / 137
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	312 RUMPLE ST, TROUTMAN, NC 28166-8525
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030151506
Date	Sep 12, 2023
Book Page	3015/1506

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jun 27, 2025
Property Address	312 RUMPLE ST, TROUTMAN, NC 28166-8525
Document Number	0003145137
Book / Page	3145 / 137
Map Reference	MB 4 PG 64
Instrument Date	Jun 27, 2025
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	286 BELL FARM RD, STATESVILLE, NC 28625-8513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 RUMPLE ST, TROUTMAN, NC 28166-8525

Mortgage

Document Number	0003145140
Date	Jun 27, 2025
Instrument	3145/140

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Apr 21, 2023
Property Address	312 RUMPLE ST, TROUTMAN, NC 28166-8525
Document Number	0029871455
Book / Page	2987 / 1455
Map Reference	MB 4 PG 64
Instrument Date	Apr 21, 2023
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 523, TROUTMAN, NC 28166-0523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 RUMPLE ST, TROUTMAN, NC 28166-8525

Mortgage

Document Number	0029871458
Date	Apr 21, 2023
Instrument	2987/1458

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	May 1, 2028
Change Frequency	5 Years
Min Rate At Change	7%
Max Rate At Change	3%
Index	5-Year CMT
Max Rate	11%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Dec 2, 2020
Property Address	312 RUMPLE ST, TROUTMAN, NC 28166-8525
Document Number	27592016
Book / Page	2759 / 2016
Map Reference	MB 4 PG 64
Instrument Date	Nov 24, 2020
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CAROLINA TITLE VENTURES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 STATE PARK RD, 419, TROUTMAN, NC 28166-8674

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	27592019
Date	Dec 2, 2020
Instrument	2759/2019

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Troutman Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,400 (-) Land $48,000 Building $363,400	$411,400 (-) Land $48,000 Building $363,400
2025	$4,585.00 (+7.43%)	$411,400 (+7.53%) Land $48,000 Building $363,400	$411,400 (+7.53%) Land $48,000 Building $363,400
2024	$4,268.00	$382,600 (-) Land $48,000 Building $334,600	$382,600 (-) Land $48,000 Building $334,600
2023	$4,268.00 (+50.92%)	$382,600 (+59.95%) Land $48,000 Building $334,600	$382,600 (+59.95%) Land $48,000 Building $334,600
2022	$2,828.00	$239,200 Land $18,000 Building $221,200	$239,200 Land $18,000 Building $221,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TROUTMAN serves 9,562 people · EPA ID NC0149030
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Rumple St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures