318 Rumple St, Troutman, NC 28166 Property Records

Iredell County property record for 318 Rumple St, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,952 sqft · built 1961
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Jun 2025)
Tax Bill	$2,986 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4731-93-6929.000`

Property Details

APN / Parcel Number

Primary APN	`4731-93-6929.000`
Alternative APNs	`80027095` `80105721`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,952 sqft Heated Area
Gross Area	3,122 sqft
1st Floor Area	1,952 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	205 ft deep x 137 ft wide
Garage Type	Carport
Garage Area	648 sqft
Carport	Carport
Carport Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	864 sqft
Porch	Slab
Porch Area	390 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80105721
Street Address	318 RUMPLE ST
City	TROUTMAN
State	NC
Zip	28166-8525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	L37-41 PT42 HOLTSHOUSER
Legal Subdivision	TROUTMAN AREA WEST
Legal Block	93
Legal Lot Number	37-41
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	3
Census Block	3004
Census Tract	61202

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	318 RUMPLE ST, TROUTMAN, NC 28166-8525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
Jun 27, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 27, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Prior Sale	Sep 27, 2023 · Amount on File
Deed Book / Page	3145 / 608
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Recording Date	Apr 8, 2026
Property Address	318 RUMPLE ST, TROUTMAN, NC 28166-8525
Document Number	3206000326
Book / Page	3206 / 326
Instrument Date	Apr 3, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 RUMPLE ST, TROUTMAN, NC 28166-8525

Mortgage

Document Number	3206000326,
Date	Apr 8, 2026
Book Page	3206/326

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jun 27, 2025
Property Address	318 RUMPLE ST, TROUTMAN, NC 28166-8525
Document Number	0003145608
Book / Page	3145 / 608
Instrument Date	Jun 27, 2025
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37536 POCO AVE, ZEPHYRHILLS, FL 33541-1279

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003145611
Date	Jun 27, 2025
Instrument	3145/611

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Sep 27, 2023
Property Address	318 RUMPLE ST, TROUTMAN, NC 28166-8525
Document Number	0030181844
Book / Page	3018 / 1844
Instrument Date	Sep 27, 2023
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 AUTUMNWOOD RD, TROUTMAN, NC 28166-0229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 RUMPLE ST, TROUTMAN, NC 28166-8525

Mortgage

Document Number	0030181847
Date	Sep 27, 2023
Instrument	3018/1847

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Troutman Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,350 (-) Land $48,000 Building $306,350	$354,350 (-) Land $48,000 Building $306,350
2025	$2,986.00 (-23.12%)	$354,350 (+1.92%) Land $48,000 Building $306,350	$354,350 (+1.92%) Land $48,000 Building $306,350
2024	$3,884.00	$347,690 (-) Land $48,000 Building $299,690	$347,690 (-) Land $48,000 Building $299,690
2023	$3,884.00 (+55.55%)	$347,690 (+63.39%) Land $48,000 Building $299,690	$347,690 (+63.39%) Land $48,000 Building $299,690
2022	$2,497.00	$212,800 Land $18,000 Building $194,800	$212,800 Land $18,000 Building $194,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TROUTMAN serves 9,562 people · EPA ID NC0149030
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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