405 Rumple St, Troutman, NC 28166 Property Records

Iredell County property record for 405 Rumple St, Troutman, NC 28166

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on File
Last Sale	$568,500 (Feb 2026)
Tax Bill	$220 (2025)
Deeds & Mortgages	Feb 2026 Sale Feb 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4731-93-5484.000`

Property Details

APN / Parcel Number

Primary APN	`4731-93-5484.000`
Alternative APNs	`80071304` `80088880`

Exterior

Lot Area	12,197 sqft (0.28 acres)
Lot Width	61 ft Width

Location & Zoning

Account Number	80088880
Street Address	405 RUMPLE ST
City	TROUTMAN
State	NC
Zip	28166-8520
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RT
Legal Description	L120-121 PT 122 HOLTHOUSER PB 4-64
Legal Subdivision	TROUTMAN AREA WEST
Legal Block	93
Legal Lot Number	120-121
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	3
Census Block	3006
Census Tract	61202

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	16006 HENRY LN, HUNTERSVILLE, NC 28078-7501
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Warranty Deed, Transfer OLD REPUBLIC TITLE
Feb 27, 2026	Warranty Deed, Construction Loan · Commercial Mortgage CARTER BANK & TRUST
Jan 7, 2022	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2026 · Amount on File
Deed Sale	Feb 27, 2026 · Amount on File
Prior Sale	Jan 7, 2022 · Amount on File
Deed Book / Page	3196 / 2365
Prior Transfer Date	Mar 2, 2013
Prior Transfer Doc	2013000379
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Feb 27, 2026
Property Address	405 RUMPLE ST, TROUTMAN, NC 28166-8520
Document Number	0031962365
Book / Page	3196 / 2365
Map Reference	MB 82 PG 115
Instrument Date	Feb 27, 2026
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$1,137.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 NICHOLSON LN, MOORESVILLE, NC 28115-0259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16006 HENRY LN, HUNTERSVILLE, NC 28078-7501
Investor	Possibly a Property Investor

February 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Feb 27, 2026
Property Address	405 RUMPLE ST, TROUTMAN, NC 28166-8520
Document Number	0031962368
Book / Page	3196 / 2368
Instrument Date	Feb 27, 2024
Transaction Type	Construction Loan
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16006 HENRY LN, HUNTERSVILLE, NC 28078-7501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16006 HENRY LN, HUNTERSVILLE, NC 28078-7501
Investor	Possibly a Property Investor

Mortgage

Document Number	0031962371
Date	Feb 27, 2026
Instrument	3196/2371

Lender

Name	CARTER BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jan 7, 2022
Property Address	405 RUMPLE ST, TROUTMAN, NC 28166-8520
Document Number	0028861204
Book / Page	2886 / 1204
Map Reference	MB 1995 PG 1217
Instrument Date	Jan 5, 2022
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4977 LANIER ISLANDS PKWY # 106106, 106106, BUFORD, GA 30518-9048

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028861210
Date	Jan 7, 2022
Instrument	2886/1210

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IREDELL NC
Recording Date	May 13, 2020
Property Address	405 RUMPLE ST, TROUTMAN, NC 28166-8520
Document Number	26971839
Book / Page	002697 / 001839
Instrument Date	May 12, 2020
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	118 SUMMERSONG LN MOORESVILLE NC 281178883, MOORESVILLE, NC 28117-8883

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Troutman Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,000 (-) Land $20,000	$20,000 (-) Land $20,000
2025	$220.00	$20,000 (-) Land $20,000	$20,000 (-) Land $20,000
2024	$220.00	$20,000 (-) Land $20,000	$20,000 (-) Land $20,000
2023	$220.00 (+155.81%)	$20,000 (+166.67%) Land $20,000	$20,000 (+166.67%) Land $20,000
2022	$86.00	$7,500 Land $7,500	$7,500 Land $7,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TROUTMAN serves 9,562 people · EPA ID NC0149030
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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