321 Rumple St, Troutman, NC 28166 Property Records

Iredell County property record for 321 Rumple St, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,516 sqft · built 1920
Lot Size	0.386 acres (16,800 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jun 2020)
Tax Bill	$3,806 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4731-93-8820.000`

Property Details

APN / Parcel Number

Primary APN	`4731-93-8820.000`
Alternative APN	`80072522`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,516 sqft Heated Area
Gross Area	4,307 sqft
1st Floor Area	1,456 sqft
Basement Area	391 sqft
Finished Basement	1,140 sqft
Unfinished Basement	391 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	16,800 sqft (0.386 acres)
Lot Dimensions	224 ft deep x 75 ft wide
Porch	Slab
Porch Area	528 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80072522
Street Address	321 RUMPLE ST
City	TROUTMAN
State	NC
Zip	28166-8525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	L102-104 J P HOLTSHOUSER PB 4-64
Legal Subdivision	TROUTMAN AREA WEST
Legal Block	93
Legal Lot Number	102-104
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	3
Census Block	3000
Census Tract	61202

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 RUMPLE ST, TROUTMAN, NC 28166-8525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2020 · Amount on File
Deed Sale	Jun 25, 2020 · Amount on File
Prior Sale	Aug 22, 2005 · Amount on File
Deed Book / Page	2709 / 796
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	321 RUMPLE ST, TROUTMAN, NC 28166-8525
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002843618
Date	Aug 19, 2021
Book Page	2843/618

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	321 RUMPLE ST, TROUTMAN, NC 28166-8525
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029962376
Date	Jun 8, 2023
Book Page	2996/2376

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 8, 2038

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Troutman Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,610 (-) Land $40,000 Building $300,610	$340,610 (-) Land $40,000 Building $300,610
2025	$3,806.00	$340,610 (-) Land $40,000 Building $300,610	$340,610 (-) Land $40,000 Building $300,610
2024	$3,806.00	$340,610 (-) Land $40,000 Building $300,610	$340,610 (-) Land $40,000 Building $300,610
2023	$3,806.00 (+36.81%)	$340,610 (+44.83%) Land $40,000 Building $300,610	$340,610 (+44.83%) Land $40,000 Building $300,610
2022	$2,782.00	$235,180 Land $15,000 Building $220,180	$235,180 Land $15,000 Building $220,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TROUTMAN serves 9,562 people · EPA ID NC0149030
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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