417 Ridges Dr, Dundee, FL 33838 Property Records

Polk County property record for 417 Ridges Dr, Dundee, FL 33838 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,603 sqft · built 2018
Lot Size	0.145 acres (6,325 sqft)
Owner	2 Individual Names on File
Last Sale	$100 (Oct 2022)
Tax Bill	$2,660 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-28-27-835824-000850`

Property Details

APN / Parcel Number

Primary APN	`27-28-27-835824-000850`
Alternative APN	`72827000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,603 sqft Living Area
Gross Area	2,003 sqft
1st Floor Area	1,603 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	6,325 sqft (0.145 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	82 sqft

Location & Zoning

Street Address	417 RIDGES DR
City	DUNDEE
State	FL
Zip	33838-4627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE OF DUNDEE PB 137 PG 8 LOT 85
Legal Range	27E
Legal Township	28S
Legal Section	27
Legal Subdivision	RIDGE OF DUNDEE
Legal Tract	835824
Legal Block	1
Legal Lot Number	85
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1062
Census Tract	14121

Owner

Source: Polk County records · APN 27-28-27-835824-000850

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	417 RIDGES DR, DUNDEE, FL 33838-4627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 14, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CITYWIDE HMS LNS
May 23, 2017	Grant Deed, Transfer SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2022 · Amount on Record
Deed Sale	Oct 27, 2022 · Amount on Record
Prior Sale	Jun 14, 2018 · Amount on Record
Deed Document Number	2022283310
Deed Book / Page	12464 / 1505
Prior Transfer Date	Oct 18, 2022
Prior Transfer Doc	0000283310
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Oct 27, 2022
Property Address	417 RIDGES DR, DUNDEE, FL 33838-4627
Document Number	0000283310
Book / Page	12464 / 1505
Map Reference	MB 137 PG 8
Instrument Date	Oct 18, 2022
Instrument	2022283310
Transaction Type	Transfer
Record Updated	Nov 09, 2022
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 RIDGEWOOD AVE, 17, DUNDEE, FL 33838-4061

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	417 RIDGES DR, DUNDEE, FL 33838-4627

Mortgage

Document Number	0124641510
Date	Oct 27, 2022
Instrument	12464/1510

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jun 14, 2018
Property Address	417 RIDGES DR, DUNDEE, FL 33838-4627
Document Number	0105171348
Book / Page	010517 / 001348
Instrument Date	Jun 11, 2018
Instrument	127553
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 09, 2018
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,420.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	417 RIDGES DR DUNDEE FL 338384627, DUNDEE, FL 33838-4627

Mortgage

Document Number	105171366
Date	Jun 14, 2018
Book Page	010517/001366
Instrument	127559

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2048

Mortgage

Document Number	105171353,
Date	Jun 14, 2018
Book Page	010517/001353
Instrument	127558

Lender

Name	CITYWIDE HM LNS CORP
Address	SANDY, UT 84070

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2048

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	May 23, 2017
Property Address	417 RIDGES DR, DUNDEE, FL 33838-4627
Document Number	0101540006
Book / Page	010154 / 000006
Instrument Date	May 17, 2017
Instrument	97693
Transaction Type	Transfer
Record Updated	Jan 16, 2018
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Tax	$17,108.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 LAKE ROBBINS DR #430 SPRING TX 773803294, 430, SPRING, TX 77380-3294
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,660.00 (+1.1%)	$176,908 (+5.99%)	$217,964 (-9.14%) Land $38,000 Building $179,964
2023	$2,631.00 (+8.9%) Homeowner's exemption	$166,915 (+3%)	$239,902 (+11.27%) Land $37,000 Building $202,902
2022	$2,416.00 Homeowner's exemption	$162,053	$215,608 Land $31,000 Building $184,608

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050141211, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2002–2004)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2004, rainfall accumulation, Hurricane Frances
Claims By Storm	Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 1,190 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 219 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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