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411 Ridges Dr, Dundee, FL 33838 Property Records

Polk County property record for 411 Ridges Dr, Dundee, FL 33838

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,383 sqft · built 2017
Lot Size0.145 acres (6,325 sqft)
Owner2 Individual Names on File
Last Sale$269,300 (Jul 2025)
Tax Bill$3,163 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Jan 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-28-27-835824-000820

Property Details

APN / Parcel Number

Primary APN27-28-27-835824-000820
Alternative APN
  • 72827000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,383 sqft Living Area
Gross Area1,803 sqft
1st Floor Area1,383 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area6,325 sqft (0.145 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchSlab
Porch Area118 sqft

Location & Zoning

Street Address411 RIDGES DR
CityDUNDEE
StateFL
Zip33838-4627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGE OF DUNDEE PB 137 PG 8 LOT 82
Legal Range27E
Legal Township28S
Legal Section27
Legal SubdivisionRIDGE OF DUNDEE
Legal Tract835824
Legal Block1
Legal Lot Number82
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1062
Census Tract14121

Owner

Source: Polk County records · APN 27-28-27-835824-000820

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address167 S EASTLAND DR, LANCASTER, PA 17602-4130
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2024Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 08, 2018Grant Deed, Subdivision Related Transfer · FHA Mortgage
ONETRUST HM LOANS
May 23, 2017Grant Deed, Transfer
SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2025 · Amount on Record
Deed SaleJul 01, 2025 · Amount on Record
Prior SaleJan 25, 2024 · Amount on Record
Deed Document Number2025152490
Deed Book / Page13605 / 724
Record UpdatedSep 20, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 25, 2024
Property Address411 RIDGES DR, DUNDEE, FL 33838-4627
Document Number0000018984
Book / Page12984 / 849
Map ReferenceMB 137 PG 8
Instrument DateJan 22, 2024
Instrument2024018984
Transaction TypeTransfer
Record UpdatedFeb 05, 2024
Title CompanyMAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,918.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1606 STEELY DR, DUNDEE, FL 33838-4634

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 RIDGES DR, DUNDEE, FL 33838-4627

Mortgage

Document Number0012984851
DateJan 25, 2024
Instrument12984/851
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

January 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateJan 08, 2018
Property Address411 RIDGES DR, DUNDEE, FL 33838-4627
Document Number0103611281
Book / Page010361 / 001281
Instrument DateDec 29, 2017
Instrument4665
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 14, 2020
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,273.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 RIDGES DR DUNDEE FL 338384627, DUNDEE, FL 33838-4627

Mortgage

Document Number103611282
DateJan 08, 2018
Book Page010361/001282
Instrument4666
Lender
NameONETRUST HM LOANS
TypeFunding / Finance Company
AddressSAN DIEGO, CA 92108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 07, 2048

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateMay 23, 2017
Property Address411 RIDGES DR, DUNDEE, FL 33838-4627
Document Number0101540006
Book / Page010154 / 000006
Instrument DateMay 17, 2017
Instrument97693
Transaction TypeTransfer
Record UpdatedJan 16, 2018
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
Tax$17,108.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1450 LAKE ROBBINS DR #430 SPRING TX 773803294, 430, SPRING, TX 77380-3294
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityDundee Town
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,163.00 (-22.04%)$202,031 (-9.08%) Land $38,000 Building $164,031$202,031 (-9.08%) Land $38,000 Building $164,031
2023$4,057.00 (+9.44%)$222,202 (+12.03%) Land $37,000 Building $185,202$222,202 (+12.03%) Land $37,000 Building $185,202
2022$3,707.00$198,337 Land $31,000 Building $167,337$198,337 Land $31,000 Building $167,337

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2002–2004)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2004 · Hurricane Frances
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications.

Based on FCC filings for 289 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF DUNDEE
serves 3,824 people
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Ethylene dibromide
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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