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409 Ridges Dr, Dundee, FL 33838 Property Records

Polk County property record for 409 Ridges Dr, Dundee, FL 33838 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,603 sqft · built 2017
Lot Size0.145 acres (6,325 sqft)
Owner2 Individual Names on File
Tax Bill$2,660 (2025)
Deeds & MortgagesJan 2021 Mortgage
Dec 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-28-27-835824-000810

Property Details

APN / Parcel Number

Primary APN27-28-27-835824-000810
Alternative APN
  • 72827000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,603 sqft Living Area
Gross Area2,055 sqft Gross Area
1st Floor Area1,603 sqft 1st Floor
Stories1 Story
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area6,325 sqft (0.145 acres)
Garage TypeAttached
Garage Area400 sqft Garage
PorchFlorida Room
Porch Area82 sqft Porch
View / LotCommercial/Industrial

Location & Zoning

Street Address409 RIDGES DR
CityDUNDEE
StateFL
Zip33838-4627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGE OF DUNDEE PB 137 PG 8 LOT 81
Legal Range27E
Legal Township28S
Legal Section27
Legal SubdivisionRIDGE OF DUNDEE
Legal Tract835824
Legal Block1
Legal Lot Number81
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1062
Census Tract14121

Owner

Source: Polk County records · APN 27-28-27-835824-000810

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address409 RIDGES DR, DUNDEE, FL 33838-4627
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2021Quit Claim Deed, Transfer · FHA Mortgage
AMERIHOME MTG
Dec 28, 2018Grant Deed, Subdivision Related Transfer · FHA Mortgage
CROSSCOUNTRY MTG
May 23, 2017Grant Deed, Transfer
SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 27, 2021
Deed SaleJan 27, 2021
Prior SaleDec 28, 2018 · Amount on Record
Deed Document Number202121331
Deed Book / Page11554 / 1369
Prior Transfer DateJul 16, 2020
Prior Transfer Doc0000021331
Record UpdatedSep 20, 2026

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateJan 27, 2021
Property Address409 RIDGES DR, DUNDEE, FL 33838-4627
Document Number0115541369
Book / Page011554 / 001369
Instrument DateJul 16, 2020
Instrument21331
Transaction TypeTransfer
Record UpdatedFeb 11, 2021
Title CompanyORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address409 RIDGES DR DUNDEE FL 338384627, DUNDEE, FL 33838-4627

Mortgage

Document Number115541373
DateJan 27, 2021
Book Page011554/001373
Instrument21332
Lender
NameAMERIHOME MTG
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362-3888
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 26, 2051

December 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateDec 28, 2018
Property Address409 RIDGES DR, DUNDEE, FL 33838-4627
Document Number0107091921
Book / Page010709 / 001921
Instrument DateDec 20, 2018
Instrument268151
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2019
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,392.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address409 RIDGES DR DUNDEE FL 338384627, DUNDEE, FL 33838-4627

Mortgage

Document Number107091922
DateDec 28, 2018
Book Page010709/001922
Instrument268152
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 27, 2048

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateMay 23, 2017
Property Address409 RIDGES DR, DUNDEE, FL 33838-4627
Document Number0101540006
Book / Page010154 / 000006
Instrument DateMay 17, 2017
Instrument97693
Transaction TypeTransfer
Record UpdatedJan 16, 2018
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
Tax$17,108.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1450 LAKE ROBBINS DR #430 SPRING TX 773803294, 430, SPRING, TX 77380-3294
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityDundee Town
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,660.00 (+1.1%) Homeowner's exemption$176,908 (+5.99%)$216,990 (-8.75%) Land $38,000 Building $178,990
2023$2,631.00 (+3.14%) Homeowner's exemption$166,915 (+3%)$237,810 (+11.27%) Land $37,000 Building $200,810
2022$2,551.00 Homeowner's exemption$162,053$213,724 Land $31,000 Building $182,724

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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