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415 Ridges Dr, Dundee, FL 33838 Property Records

Polk County property record for 415 Ridges Dr, Dundee, FL 33838 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,383 sqft Living Area
Lot Size6,325 sqft (0.145 acres)
OccupancyOwner Occupied
Last Sale$294,000 (2022)
Tax Bill$3,163.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-28-27-835824-000840
Alternative APN
  • 72827000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,383 sqft Living Area
Gross Area1,803 sqft Gross Area
1st Floor1,383 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area6,325 sqft (0.145 acres)
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area118 sqft Porch

Location & Zoning

Street Address415 RIDGES DR
CityDUNDEE
StateFL
Zip33838-4627
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIDGE OF DUNDEE PB 137 PG 8 LOT 84
Legal Range27E
Legal Township28S
Legal Section27
Legal SubdivisionRIDGE OF DUNDEE
Legal Tract835824
Legal Block1
Legal Lot Number84
JurisdictionPOLK FL
Minor Civil DivisionHAINES CITY
Census Blockgroup1
Census Block1062
Census Tract14121

Owner

Source: Polk County records · APN 27-28-27-835824-000840

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address415 RIDGES DR, DUNDEE, FL 33838-4627
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
INTELLILOAN INC
Feb 12, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
INTELLILOAN INC
Oct 28, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALCON MUTUAL MORTGAGE LLC
Apr 12, 2022Warranty Deed, Transfer
OS NATIONAL LLC
Mar 09, 2018Grant Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
CITYWIDE HMS LNS
May 23, 2017Grant Deed, Transfer
SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 28, 2022 · Amount on Record
Deed SaleOct 28, 2022 · Amount on Record
Prior SaleApr 12, 2022 · Amount on Record
Deed Doc Number2022285071
Deed Book / Page12467 / 171
Record RefreshedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address415 RIDGES DR, DUNDEE, FL 33838-4627
Transaction TypeMortgage
Record UpdatedJul 01, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 RIDGES DR, DUNDEE, FL 33838-4627
InvestorPossibly a Property Investor

Mortgage

Document Number0000156758
DateJul 06, 2023
Book Page12752/1038
Instrument2023156758
Lender
NameINTELLILOAN INC
TypeMortgage Company
AddressSANTA ANA, CA 92799
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2053

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address415 RIDGES DR, DUNDEE, FL 33838-4627
Transaction TypeMortgage
Record UpdatedJul 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 RIDGES DR, DUNDEE, FL 33838-4627
InvestorPossibly a Property Investor

Mortgage

Document Number0000036500
DateFeb 12, 2026
Book Page13881/723
Instrument2026036500
Lender
NameINTELLILOAN INC
TypeMortgage Company
AddressSANTA ANA, CA 92799
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 28, 2022
Property Address415 RIDGES DR, DUNDEE, FL 33838-4627
Document Number0000285071
Book / Page12467 / 171
Map ReferenceMB 137 PG 8
Instrument DateOct 25, 2022
Instrument2022285071
Transaction TypeTransfer
Record UpdatedNov 10, 2022
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,058.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 RIDGES DR, DUNDEE, FL 33838-4627
InvestorPossibly a Property Investor

Mortgage

Document Number0012467173
DateOct 28, 2022
Instrument12467/173
Lender
NameCALCON MUTUAL MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 12, 2022
Property Address415 RIDGES DR, DUNDEE, FL 33838-4627
Document Number0000099882
Book / Page12206 / 602
Map ReferenceMB 137 PG 8
Instrument DateApr 01, 2022
Instrument2022099882
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,074.80
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address129 LAKE SMART CIR, WINTER HAVEN, FL 33881-2112

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

March 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateMar 09, 2018
Property Address415 RIDGES DR, DUNDEE, FL 33838-4627
Document Number0104181095
Book / Page010418 / 001095
Instrument DateFeb 28, 2018
Instrument51925
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 03, 2018
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,274.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3010 MARTA CIR FL, 104, FL

Mortgage

Document Number104181096
DateMar 09, 2018
Book Page010418/001096
Instrument51926
Lender
NameCITYWIDE HMS LNS
TypeFunding / Finance Company
AddressSANDY, UT 84070
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 08, 2048

Mortgage

Document Number104181108,
DateMar 09, 2018
Book Page010418/001108
Instrument51927
Lender
NameCITYWIDE HMS LNS
TypeFunding / Finance Company
AddressSANDY, UT 84070
Agreement
AmountAmount Recorded
Term360 Months
DueMar 08, 2048

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateMay 23, 2017
Property Address415 RIDGES DR, DUNDEE, FL 33838-4627
Document Number0101540006
Book / Page010154 / 000006
Instrument DateMay 17, 2017
Instrument97693
Transaction TypeTransfer
Record UpdatedJan 16, 2018
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
Tax$17,108.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1450 LAKE ROBBINS DR #430 SPRING TX 773803294, 430, SPRING, TX 77380-3294
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityDundee Town
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,163.00 (-31.57%) Homeowner's exemption$202,031 (-9.08%) Land $38,000 Building $164,031$202,031 (-9.08%) Land $38,000 Building $164,031
2023$4,622.00 (+109.61%)$222,202 (+46.52%) Land $37,000 Building $185,202$222,202 (+12.03%) Land $37,000 Building $185,202
2022$2,205.00$151,656$198,337 Land $31,000 Building $167,337

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,087 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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