Polk County property record for 425 Ridges Dr, Dundee, FL 33838
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,563 sqft · built 2018 |
| Lot Size | 0.145 acres (6,325 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $193,900 (Apr 2018) |
| Tax Bill | $4,359 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Aug 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-27-835824-000890 |
| Primary APN | 27-28-27-835824-000890 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,563 sqft Living Area |
| Gross Area | 1,982 sqft |
| 1st Floor Area | 1,563 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,325 sqft (0.145 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 419 sqft |
| Porch | Slab |
| Porch Area | 158 sqft |
| Street Address | 425 RIDGES DR |
|---|---|
| City | DUNDEE |
| State | FL |
| Zip | 33838-4627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE OF DUNDEE PB 137 PG 8 LOT 89 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 27 |
| Legal Subdivision | RIDGE OF DUNDEE |
| Legal Tract | 835824 |
| Legal Block | 1 |
| Legal Lot Number | 89 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 14121 |
Source: Polk County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 425 RIDGES DR, DUNDEE, FL 33838-4627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Aug 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Feb 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Apr 16, 2018 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage CITYWIDE HMS LNS |
| May 23, 2017 | Grant Deed, Transfer SUNBELT TITLE (AGENCY) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2018 · Amount on Record |
| Deed Sale | Apr 16, 2018 · Amount on Record |
| Prior Sale | May 1, 2017 · Amount on Record |
| Deed Document Number | 201880535 |
| Deed Book / Page | 10455 / 370 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 425 RIDGES DR, DUNDEE, FL 33838-4627 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 425 RIDGES DR, DUNDEE, FL 33838-4627 |
| Document Number | 0000292762 |
|---|---|
| Date | Dec 15, 2023 |
| Book Page | 12942/999 |
| Instrument | 2023292762 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 464 Months |
| Due | Aug 1, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 425 RIDGES DR, DUNDEE, FL 33838-4627 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 425 RIDGES DR, DUNDEE, FL 33838-4627 |
| Document Number | 0000216338 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 12372/1550 |
| Instrument | 2022216338 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 1, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 425 RIDGES DR, DUNDEE, FL 33838-4627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 425 RIDGES DR, DUNDEE, FL 33838-4627 |
| Document Number | 0000030401 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 12101/465 |
| Instrument | 2022030401 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 16, 2018 |
| Property Address | 425 RIDGES DR, DUNDEE, FL 33838-4627 |
| Document Number | 0104550370 |
| Book / Page | 010455 / 000370 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 80535 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 4, 2018 |
| Title Company | CBC MORTGAGE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,357.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 RIDGES DR DUNDEE FL 338384627, DUNDEE, FL 33838-4627 |
| Document Number | 104550383 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 010455/000383 |
| Instrument | 80537 |
| Name | CITYWIDE HMS LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | SANDY, UT 84070 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2048 |
| Document Number | 104550371, |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 010455/000371 |
| Instrument | 80536 |
| Name | CITYWIDE HMS LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | SANDY, UT 84070 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 23, 2017 |
| Property Address | 425 RIDGES DR, DUNDEE, FL 33838-4627 |
| Document Number | 0101540006 |
| Book / Page | 010154 / 000006 |
| Instrument Date | May 17, 2017 |
| Instrument | 97693 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2018 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount Recorded |
|---|---|
| Tax | $17,108.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1450 LAKE ROBBINS DR #430 SPRING TX 773803294, 430, SPRING, TX 77380-3294 |
| Investor | Possibly a Property Investor |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Dundee Town |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,359.00 (+0.14%) | $217,901 (-9.47%) Land $38,000 Building $179,901 | $217,901 (-9.47%) Land $38,000 Building $179,901 |
| 2023 | $4,353.00 (+9.37%) | $240,695 (+11.78%) Land $37,000 Building $203,695 | $240,695 (+11.78%) Land $37,000 Building $203,695 |
| 2022 | $3,980.00 | $215,332 Land $31,000 Building $184,332 | $215,332 Land $31,000 Building $184,332 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2002–2004) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures