417 Oliver St, Covington, KY 41014 Property Records

Kenton County property record for 417 Oliver St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,390 sqft
Lot Size	0.069 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (May 2023)
Tax Bill	$1,656 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-31-13-007.00`

Property Details

APN / Parcel Number

Primary APN	`055-31-13-007.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,390 sqft Finished Area
Gross Area	1,628 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Metal
Lot Area	3,049 sqft (0.069 acres)
Lot Dimensions	100 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0553113007.00
Street Address	417 OLIVER ST
City	COVINGTON
State	KY
Zip	41014-1379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATTON SEC 11 PT LOT 92 30' SS OLIVER 50' W EASTERN AVE
Legal Subdivision	PATTON
Legal Phase	11
Legal Lot Number	92
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2008
Census Tract	61000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	417 OLIVER ST, COVINGTON, KY 41014-1379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2023 · Amount on Record
Deed Sale	May 10, 2023 · Amount on Record
Prior Sale	Sep 29, 2014 · Amount on Record
Deed Document Number	0000225896
Deed Book / Page	225 / 896
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 10, 2023
Property Address	417 OLIVER ST, COVINGTON, KY 41014-1379
Document Number	0005900018
Book / Page	KC 225 / 896
Map Reference	PL 212
Instrument Date	May 8, 2023
Instrument	23051005900018
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2444 MEADOWLARK DR, EDGEWOOD, KY 41018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 OLIVER ST, COVINGTON, KY 41014-1379

Mortgage

Document Number	0005900019
Date	May 10, 2023
Instrument	23051005900019

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,656.00 (+19.57%)	$125,000 (+20.19%) Land $5,000 Building $120,000	$125,000 (+20.19%) Land $5,000 Building $120,000
2023	$1,385.00	$104,000 Land $5,000 Building $99,000	$104,000 Land $5,000 Building $99,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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