405 Oliver St, Covington, KY 41014 Property Records

Kenton County property record for 405 Oliver St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,952 sqft
Lot Size	0.048 acres (2,100 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (May 2024)
Tax Bill	$1,258 (2025)
Flood Zone	Zone X (minimal risk)
APN	`055-31-13-003.00`

Property Details

APN / Parcel Number

Primary APN	`055-31-13-003.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,952 sqft Finished Area
Gross Area	2,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	2,100 sqft (0.048 acres)
Lot Dimensions	100 ft deep x 21 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Space Heater
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	405 OLIVER ST
City	COVINGTON
State	KY
Zip	41014-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATTON SEC 10 PT LOT 89 21'X 100' SS OLIVER 50' E MARYLAND
Legal Subdivision	PATTON
Legal Phase	10
Legal Lot Number	89
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2008
Census Tract	61000

Owner

Source: Kenton County records · APN 055-31-13-003.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2082 MORNINGSIDE DR, FLORENCE, KY 41042-9127
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 08, 2024 · Amount on Record
Deed Sale	May 08, 2024 · Amount on Record
Prior Sale	Feb 18, 2005 · Amount on Record
Deed Document Number	20245
Deed Book / Page	283 / 559
Last Transfer Date	Feb 21, 2025
Transfer Doc	0000000028
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,258.00 (+5.01%)	$95,000 (+5.56%) Land $5,000 Building $90,000	$95,000 (+5.56%) Land $5,000 Building $90,000
2023	$1,198.00	$90,000 Land $5,000 Building $85,000	$90,000 Land $5,000 Building $85,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 383 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.